The Important of Prompt Claims Reporting The rising cost of claims presents a significant challenge for employers today. However, there is a simple strategy that can significantly reduce your claims costs: report all claims promptly. In fact, the sooner a claim is reported, the lower the cost is likely to be. Beyond cost, reporting claims...Read More

Could an exclusion in your commercial general liability (CGL) policy leave your business liable for damages due to an employee’s injury, even though the employee already received workers’ compensation benefits? It may seem like the answer should be a simple “No,” given that workers’ compensation generally limits the remedies an employee can obtain from an...Read More

Predicting the Top 5 Cyber Threats in 2019 Hackers will keep exploiting cyber defense trends and new technology to steal valuable information and cause chaos.     As large-scale cyber attacks continue to make headlines on a regular basis, many businesses have started to realize the importance of safeguarding their systems and data. However, hackers...Read More

Optimism is the fuel that drives the entrepreneurial spirit, so it isn’t surprising that most small business owners consider themselves optimists.Read More

Some of the most disruptive and costly claims are a result of water damage from broken pipes.  Follow these tips to avoid these potentially devastating claims. Home Matters – Keep Your Pipes From FreezingRead More

Preparing for winter storms is crucial to survival and safety. Become familiar with winter storm warning signals so you can take appropriate action and learn the dangers of winter ailments so you can avoid injury. Winter Weather Warnings Familiarize yourself with the following weather alerts so you know what actions you may need to take: Winter...Read More

5 Cyber Risk Questions Every Board Should Ask When a data breach or cyber event occurs, the damages can be significant, often resulting in lawsuits, fines and serious financial loss. To help oversee their boards cyber risk management, boards should ask the following questions: CYBER RISKS +LIABILITIESRead More

143 Million People Potentially Affected in Equifax Data Breach Equifax, one of the largest credit reporting agencies in the United States, was recently the victim of a massive cyber attack—an attack that may have compromised the personal information of 143 million people. The breach itself occurred between mid-May and July 2017 when cyber criminals gained...Read More

By Jason Wolf at propertycasualty360.com It’s been 10 years since a devastating hurricane has hit the Southeast. There are many property owners and managers whose careers began in the region since the last massive storm. These professionals — relatively new to the industry — may be unfamiliar with what they must do to prepare for...Read More

July 7, 2017 | By Eric P. Ferraris, CIC, CRM, CLTC, Chief Operating Officer of Tooher-Ferraris Insurance Group Part of our firm’s signature assessment with each business we work with is to identify their exposure to loss to deliver risk management and insurance solutions. Most business owners will proclaim, “We have a safety program!”. When diving...Read More