For over 90 years, Tooher-Ferraris Insurance Group has been a champion for non-profits.Understanding the unique challenges non-profits face, we offer customized insurance plans designed to protect your mission, people, and community. Whether you’re running local outreach programs or international aid projects, our solutions ensure that your organization continues to operate smoothly and safely, enabling you to focus on making a difference.
Protects against lawsuits for bodily injury, property damage, and more.
Also known as Errors & Omissions (E&O) Insurance, this coverage protects your organization against claims of negligence, errors, or omissions in the performance of professional services.
Provides protection for the board members and executives of your non-profit against claims alleging wrongful acts, such as mismanagement or breach of fiduciary duty.
This coverage is essential for non-profits that rely on vehicles for community outreach, transportation of goods, and other mission-critical activities. It protects against damages from accidents, theft, and vandalism, ensuring that your organization can continue serving the community effectively without the financial strain of unexpected vehicle-related costs.
Volunteer Accident provides coverage for injuries sustained while they are engaged in authorized volunteer activities. This insurance is designed to offer peace of mind both to your volunteers and your organization, covering medical expenses, disability, and accidental death benefits, helping you maintain a strong and protected volunteer workforce.
Abuse or Molestation insurance offers crucial protection for non-profits, covering allegations and acts related to abuse or molestation that might occur within your organization. This policy is essential for maintaining trust and safety, ensuring that your non-profit can continue its valuable work while safeguarding those under its care against potential risks.
Covers physical assets owned by your organization, including buildings, equipment, and supplies, against risks such as fire, theft, and vandalism.
Provides coverage for employees who are injured or become ill as a result of their work. It includes benefits for medical expenses, lost wages, and rehabilitation services.
Protects against claims related to employment practices, including wrongful termination, discrimination, and harassment.
Safeguards against data breaches, cyber-attacks, and other online threats, covering expenses related to data breach response, cyber extortion, and losses due to data destruction and business interruption. Equip your organization with the right tools to respond effectively and maintain operational integrity in the face of cyber challenges.
Ensures your fundraising events, conferences, and outreach programs are protected against cancellations and unforeseen issues.
It’s a bright morning at your condo association’s annual meeting, and the board is discussing the upcoming budget. Everything seems in order until someone brings up the unexpected: a slip-and-fall lawsuit filed by a visitor in the common area. The board scrambles to review its insurance coverage. Does the master policy cover this? What about […]
Imagine this: You’re the CEO of a thriving tech company. Your AI-driven software just won a prestigious award for innovation, and your team celebrates its growing impact in the market. But weeks later, a lawsuit lands on your desk. The allegation? Bias in your algorithm led to discriminatory outcomes for users, and now your company […]
Employee benefits are at the core of attracting and retaining top talent for businesses of all sizes. From new compliance regulations to shifting workforce priorities, employers face challenges in designing effective benefits programs. To help you navigate these changes, we’ve asked our Employee Benefits team to share their insight into some of the most pressing […]
As businesses look for innovative ways to manage rising healthcare costs and offer competitive benefits, many are transitioning from fully insured health plans to self-funded models. Self-funding allows employers to take greater control over their benefits program, customize coverage, and potentially reduce expenses. However, this shift also comes with its share of challenges. If you’re […]
For high-net-worth individuals (HNWIs), managing financial risk extends far beyond insuring homes and vehicles. With substantial assets, multiple properties, and a public lifestyle, the potential for liability exposure increases significantly. One costly lawsuit or accident could jeopardize the wealth you’ve worked hard to build. Umbrella insurance and excess liability coverage offer a safety net, providing […]
Imagine this: a serene day on your yacht suddenly disrupted by an accidental collision at the marina, a private jet grounded due to an unexpected mechanical failure, or an exotic car involved in a minor mishap requiring specialized repairs. For high-net-worth individuals, these assets symbolize much more than luxury—they’re milestones of success, passions brought to […]
With our tailored insurance solutions, you can protect your mission and ensure your organization thrives. Contact us today for a free consultation, and let us help you customize a plan that fits your unique needs and challenges. Together, we can safeguard your efforts and continue to make a positive impact in the community.
