Why Choose Us?

Tooher-Ferraris Insurance Group is the trusted insurance partner to thousands of businesses and individuals. For over 90 years, we have built enduring relationships based on trust and exceptional service, delivering tailored insurance, employee benefits, and risk management solutions that address our clients’ unique needs.

As an independent agency, we leverage our innovative Risk Synergy® approach, combining extensive industry experience, advanced technology, and robust partnerships with leading insurance carriers. This enables us to provide exceptional service and protection backed by some of the world’s most financially stable institutions.

Our dedicated team of career professionals is committed to understanding and adapting to the rapidly transforming insurance industry. We deliver comprehensive, competitively-priced solutions that offer unparalleled expertise and personalized service.

Tooher-Ferraris Insurance Group has the depth, breadth, and expertise to transform your insurance and risk management program into a strategic resource with measurable outcomes.

Enjoy the peace of mind that comes from knowing you have a partner dedicated to your success—choose us.

Services We Provide

Business Insurance

Safeguard your business and your bottom line from the unexpected with our comprehensive commercial insurance solutions. We help you mitigate risk and safeguard every aspect of your operations with a full range of tailored coverage options, ensuring your peace of mind and financial security.

Personal Insurance

Shield yourself and your family from life’s uncertainties with our tailored personal insurance solutions. We offer a wide range of coverage options to protect your health, home, and other assets. Trust us to deliver the protection you need for a secure and confident future.

Employee Benefits

Businesses evolve through various stages of growth, each presenting unique challenges and opportunities. Leveraging our extensive network of carrier partners and our national employee benefits expertise, we ensure your benefits strategy scales with your business. This guarantees you receive the right support at every stage of your journey, helping you empower your workforce and attract top talent.

Life Insurance

We offer various versatile and affordable life insurance options for businesses and individuals.

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Flood Insurance

Even a single inch of water can cause significant damage. Our flood insurance policies offer crucial protection against costly water damage, providing you with peace of mind.

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Surety Bond

We offer a diverse selection of instant issue bonds with approvals in minutes, ensuring you have quick and easy access to the surety solutions you need.

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Trip Insurance

Travel with confidence by choosing from top-rated plans provided by our trusted partners. Our trip insurance options ensure coverage for any unexpected events during your travels.

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Insights

September 23, 2024

High-Deductible Health Plans (HDHPs): Saving Money and Taking Charge of Your Health

High-Deductible Health Plans (HDHPs) have gained traction among both employers and employees – do you want to know why? At a glance, these plans offer a unique blend of cost savings and incentives for proactive health management, making them an attractive option for those looking to balance healthcare expenses and coverage. However, that’s not all. […]

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September 23, 2024

Harnessing Data for Effective Population Health Management: Boosting Employee Wellness and Controlling Healthcare Costs

Businesses are increasingly leveraging data analytics to revolutionize their wellness programs and elevate population health management. By collaborating with employee benefits consultants, HR departments harness data-driven insights to understand employee health trends better, pinpoint potential risks, and craft tailored interventions that promote overall well-being. This proactive strategy allows HR teams to design more personalized and […]

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September 23, 2024

Prioritizing Wellness: Boosting Employee Health and Business Success

Businesses seeking to enhance productivity, foster employee satisfaction, and manage healthcare costs effectively will find wellness programs to be a strategic and impactful solution. By focusing on the holistic well-being of employees—encompassing physical, mental, and emotional health—wellness programs create a healthier, more engaged workforce. Here are compelling reasons why integrating comprehensive wellness programs is essential […]

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September 11, 2024

Key HR Compliance Deadlines You Can’t Overlook in 2024

Many important HR compliance deadlines are approaching quickly. Your immediate attention is required to ensure compliance and avoid costly penalties. Act now to ensure your organization stays ahead of these regulatory obligations. Major Medicare Part D Changes Coming in 2025 Starting in 2025, Medicare Part D will introduce a new, enhanced benefit design that could […]

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September 11, 2024

8 Reasons Why Pollution Insurance is Important

Understanding the environmental risks associated with construction and industrial operations is crucial for business owners in these sectors. The potential liabilities and financial consequences of pollution incidents can be severe, impacting the environment and your bottom line. This is where Pollution liability insurance, also commonly referred to as environmental insurance, becomes an essential part of […]

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September 10, 2024

IRS Issues Affordability Percentage Adjustment for 2025

This alert is applicable to all large employers (ALEs) – generally, those with at least 50 full-time equivalent employees. The Internal Revenue Service (IRS) has released Rev. Proc. 2024-35, which contains the inflation adjusted amounts for 2025 used to determine whether employer-sponsored coverage is “affordable” for purposes of the Affordable Care Act’s (ACA) employer shared […]

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Our Success Stories

what we have done
0+
Years Family Owned and Operated
0Billion+
of Property Insured
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Local Charities Supported
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Team Members

Testimonials

  • The Ferraris Team has been a great support and was always helpful. Sometimes we waded through frustrating commercial real estate waters, and their patience and sense of humor were a welcome tool while we provided answers to questions.

    Karen H.
    Customer Since 2007
  • The team at Tooher-Ferraris is knowledgeable/informative and a pleasure to work with.

    Bernardo S.
    Customer Since 2007
  • Your very responsive. Whatever the problem if any you respond quickly and efficiently. Everyone of your representatives treat us like family. I can honestly say that whatever issues have come up you all had the answers and you don’t always get that. My prior Insurance company did not meet there obligations(no names). Been a pleasure working with you.

    Frank D.
    Customer Since 2021
  • Very responsive to inquiries and helpful with obtaining information needed

    Michael C.
    Customer Since 2021
  • I was treated like a special customer. Everyone I spoke to showed me urgency to their approach. Thanks

    James P.
    Customer Since 2022
  • The customer service and level of professionalism is always fantastic no matter what I may need help with. Follow up and attention to detail when renewing policies is above and beyond.

    Leshea W.
    Customer Since 2006
  • Very happy working with your company, received competitive quotes from two other agents and felt very comfortable with the attention given from your staff. Very efficient in my questions being answered and walking me through options available and choosing what we needed and not selling us something needlessly. Hats off to your team, thanks again!

    Don S.
    Customer Since 2022
  • I can always quickly reach someone in the office (seems like a miracle today). Better yet, the assistance and support is amazing. Thank you to the entire staff for all you do for us.

    Peter G.
    Customer Since 2007
  • Excellent, clear, and timely communication. Very responsive when needing help.

    Patti M.
    Customer Since 2022
  • Your reachable, your people are very professional. Your honest and quick with answers to every issue I’ve had. And your direct which is how I like to work with people. Nothing hidden what you see you get.

    Francis D
    Customer Since 2021
  • Tooher- Ferraris Insurance exceeded my expectations and confirmed why I count on them because they are an independent Agent. The team went above and beyond in handling my claim.

    Patricia J.
    Customer Since 2014

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