Our Personal & Collectibles

Agriculture & Equine

Provides specialized insurance solutions to protect farming operations and equine activities. These coverages ensure financial security against risks specific to agriculture and equine interests, including property damage, liability, and operational interruptions. We offer insurance in the following areas:

  • Farm Insurance
  • Equine Insurance

Automotive & Recreational Vehicles

Provides comprehensive insurance solutions designed to protect a range of vehicles and recreational assets. These coverages ensure financial security against various risks, including accidents, damage, and liability.

  • Arborist
  • ATV
  • Collectable Autos
  • Motorcycle
  • Personal Watercraft
  • Snowmobile

Construction & Real Estate

Provides specialized insurance solutions designed to address the unique risks associated with construction projects and real estate investments. These coverages ensure financial protection against various risks, including property damage, liability, and operational interruptions.

  • Builders Risk
  • Home Builders
  • Real Estate Portfolios

Business & Commercial

Offers specialized insurance solutions tailored to the diverse needs of various industries and business operations. These coverages provide protection against risks such as liability, property damage, and operational interruptions. We offer insurance in the following areas:

  • Contractors
  • Hospitality
  • Manufacturing
  • Non-Profits
  • Pollution

Personal & Collectibles

Provides specialized insurance solutions to protect valuable personal assets and collectibles. These coverages offer financial security against risks such as damage, loss, and theft, ensuring that prized possessions are well-protected.

  • Fine Art, Jewelry, Wine & Spirit
  • Renters

Affiliate Specialty Insurance

With pet plans starting at $6.58/month, saving on your pet’s veterinary care has never been easier. Click here to join risk-free.

The TooFer-Ferraris Insurance Group Advantage in Personal Insurance

Personalized Service and Tailored Solutions

We offer tailored personal insurance solutions that fit your specific situation.

Competitive Pricing and Value

We partner with top-rated insurance carriers to offer competitive pricing without compromising on coverage.

Claims Support and Efficient Processing

Our claims process is designed to be straightforward and hassle-free!

Insights

September 23, 2024

High-Deductible Health Plans (HDHPs): Saving Money and Taking Charge of Your Health

High-Deductible Health Plans (HDHPs) have gained traction among both employers and employees – do you want to know why? At a glance, these plans offer a unique blend of cost savings and incentives for proactive health management, making them an attractive option for those looking to balance healthcare expenses and coverage. However, that’s not all. […]

Read More
September 23, 2024

Harnessing Data for Effective Population Health Management: Boosting Employee Wellness and Controlling Healthcare Costs

Businesses are increasingly leveraging data analytics to revolutionize their wellness programs and elevate population health management. By collaborating with employee benefits consultants, HR departments harness data-driven insights to understand employee health trends better, pinpoint potential risks, and craft tailored interventions that promote overall well-being. This proactive strategy allows HR teams to design more personalized and […]

Read More
September 23, 2024

Prioritizing Wellness: Boosting Employee Health and Business Success

Businesses seeking to enhance productivity, foster employee satisfaction, and manage healthcare costs effectively will find wellness programs to be a strategic and impactful solution. By focusing on the holistic well-being of employees—encompassing physical, mental, and emotional health—wellness programs create a healthier, more engaged workforce. Here are compelling reasons why integrating comprehensive wellness programs is essential […]

Read More
September 11, 2024

Key HR Compliance Deadlines You Can’t Overlook in 2024

Many important HR compliance deadlines are approaching quickly. Your immediate attention is required to ensure compliance and avoid costly penalties. Act now to ensure your organization stays ahead of these regulatory obligations. Major Medicare Part D Changes Coming in 2025 Starting in 2025, Medicare Part D will introduce a new, enhanced benefit design that could […]

Read More
September 11, 2024

8 Reasons Why Pollution Insurance is Important

Understanding the environmental risks associated with construction and industrial operations is crucial for business owners in these sectors. The potential liabilities and financial consequences of pollution incidents can be severe, impacting the environment and your bottom line. This is where Pollution liability insurance, also commonly referred to as environmental insurance, becomes an essential part of […]

Read More
September 10, 2024

IRS Issues Affordability Percentage Adjustment for 2025

This alert is applicable to all large employers (ALEs) – generally, those with at least 50 full-time equivalent employees. The Internal Revenue Service (IRS) has released Rev. Proc. 2024-35, which contains the inflation adjusted amounts for 2025 used to determine whether employer-sponsored coverage is “affordable” for purposes of the Affordable Care Act’s (ACA) employer shared […]

Read More

Ready to Secure Your Business?

Your business deserves the best protection available. Contact us today to discuss your specific needs and how we can tailor a comprehensive insurance package for you. Our friendly, knowledgeable staff is here to assist you every step of the way.

Skip to content document.addEventListener('DOMContentLoaded', function() { var videos = document.querySelectorAll('video.wp-video-shortcode'); videos.forEach(function(video) { video.muted = true; }); });