Offers protection against claims of bodily injury or property damage arising from construction activities, ensuring financial security for your business.
Provides bonds that guarantee the completion of projects and adherence to contractual obligations, offering peace of mind to both builders and clients.
Extends coverage limits beyond standard policies, providing additional protection against significant liability claims that could impact your business.
Covers buildings under construction, including materials and equipment, against risks like fire, theft, and natural disasters, ensuring your projects are protected.
Provides coverage for movable property and equipment used in construction, protecting against loss or damage during transit or at job sites.
Covers materials and equipment being installed in a project, ensuring they are protected from damage or loss until the project is completed.
Offers coverage for medical expenses and lost wages for employees injured on the job, ensuring compliance and protection for your workforce.
Covers vehicles used in business operations, protecting against liability and physical damage arising from accidents involving company vehicles.
Manages risks associated with subcontractors by ensuring they have appropriate insurance coverage, reducing liability for the primary contractor.
Provides coverage for pollution incidents that occur at construction sites, protecting against environmental liabilities and cleanup costs.
Offers support and guidance to ensure compliance with OSHA regulations, helping to maintain a safe and compliant work environment.
High-Deductible Health Plans (HDHPs) have gained traction among both employers and employees – do you want to know why? At a glance, these plans offer a unique blend of cost savings and incentives for proactive health management, making them an attractive option for those looking to balance healthcare expenses and coverage. However, that’s not all. […]
Businesses are increasingly leveraging data analytics to revolutionize their wellness programs and elevate population health management. By collaborating with employee benefits consultants, HR departments harness data-driven insights to understand employee health trends better, pinpoint potential risks, and craft tailored interventions that promote overall well-being. This proactive strategy allows HR teams to design more personalized and […]
Businesses seeking to enhance productivity, foster employee satisfaction, and manage healthcare costs effectively will find wellness programs to be a strategic and impactful solution. By focusing on the holistic well-being of employees—encompassing physical, mental, and emotional health—wellness programs create a healthier, more engaged workforce. Here are compelling reasons why integrating comprehensive wellness programs is essential […]
Many important HR compliance deadlines are approaching quickly. Your immediate attention is required to ensure compliance and avoid costly penalties. Act now to ensure your organization stays ahead of these regulatory obligations. Major Medicare Part D Changes Coming in 2025 Starting in 2025, Medicare Part D will introduce a new, enhanced benefit design that could […]
Understanding the environmental risks associated with construction and industrial operations is crucial for business owners in these sectors. The potential liabilities and financial consequences of pollution incidents can be severe, impacting the environment and your bottom line. This is where Pollution liability insurance, also commonly referred to as environmental insurance, becomes an essential part of […]
This alert is applicable to all large employers (ALEs) – generally, those with at least 50 full-time equivalent employees. The Internal Revenue Service (IRS) has released Rev. Proc. 2024-35, which contains the inflation adjusted amounts for 2025 used to determine whether employer-sponsored coverage is “affordable” for purposes of the Affordable Care Act’s (ACA) employer shared […]
Don’t let unexpected risks stand in the way of your success. Take the first step in protecting your business with comprehensive insurance coverage. Contact us today for a free, no-obligation quote and ensure your projects are covered from start to finish.