Why Choose Us?

Tooher-Ferraris Insurance Group is the trusted insurance partner to thousands of businesses and individuals. For over 90 years, we have built enduring relationships based on trust and exceptional service, delivering tailored insurance, employee benefits, and risk management solutions that address our clients’ unique needs.

As an independent agency, we leverage our innovative Risk Synergy® approach, combining extensive industry experience, advanced technology, and robust partnerships with leading insurance carriers. This enables us to provide exceptional service and protection backed by some of the world’s most financially stable institutions.

Our dedicated team of career professionals is committed to understanding and adapting to the rapidly transforming insurance industry. We deliver comprehensive, competitively-priced solutions that offer unparalleled expertise and personalized service.

Tooher-Ferraris Insurance Group has the depth, breadth, and expertise to transform your insurance and risk management program into a strategic resource with measurable outcomes.

Enjoy the peace of mind that comes from knowing you have a partner dedicated to your success—choose us.

Services We Provide

Business Insurance

Safeguard your business and your bottom line from the unexpected with our comprehensive commercial insurance solutions. We help you mitigate risk and safeguard every aspect of your operations with a full range of tailored coverage options, ensuring your peace of mind and financial security.

Personal Insurance

Shield yourself and your family from life’s uncertainties with our tailored personal insurance solutions. We offer a wide range of coverage options to protect your health, home, and other assets. Trust us to deliver the protection you need for a secure and confident future.

Employee Benefits

Businesses evolve through various stages of growth, each presenting unique challenges and opportunities. Leveraging our extensive network of carrier partners and our national employee benefits expertise, we ensure your benefits strategy scales with your business. This guarantees you receive the right support at every stage of your journey, helping you empower your workforce and attract top talent.

Life Insurance

We offer various versatile and affordable life insurance options for businesses and individuals.

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Flood Insurance

Even a single inch of water can cause significant damage. Our flood insurance policies offer crucial protection against costly water damage, providing you with peace of mind.

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Surety Bond

We offer a diverse selection of instant issue bonds with approvals in minutes, ensuring you have quick and easy access to the surety solutions you need.

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Trip Insurance

Travel with confidence by choosing from top-rated plans provided by our trusted partners. Our trip insurance options ensure coverage for any unexpected events during your travels.

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Insights

January 17, 2025

Best Practices for Condo Boards in 2025

It’s a bright morning at your condo association’s annual meeting, and the board is discussing the upcoming budget. Everything seems in order until someone brings up the unexpected: a slip-and-fall lawsuit filed by a visitor in the common area. The board scrambles to review its insurance coverage. Does the master policy cover this? What about […]

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January 17, 2025

Evolving Liability Risks: What Businesses Need to Know in 2025

Imagine this: You’re the CEO of a thriving tech company. Your AI-driven software just won a prestigious award for innovation, and your team celebrates its growing impact in the market. But weeks later, a lawsuit lands on your desk. The allegation? Bias in your algorithm led to discriminatory outcomes for users, and now your company […]

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January 17, 2025

Top Employee Benefits Questions for 2025: Expert Answers to the Biggest Challenges

Employee benefits are at the core of attracting and retaining top talent for businesses of all sizes. From new compliance regulations to shifting workforce priorities, employers face challenges in designing effective benefits programs. To help you navigate these changes, we’ve asked our Employee Benefits team to share their insight into some of the most pressing […]

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January 17, 2025

Making the Switch: Transitioning from Fully Insured to Self-Funded Health Plans

As businesses look for innovative ways to manage rising healthcare costs and offer competitive benefits, many are transitioning from fully insured health plans to self-funded models. Self-funding allows employers to take greater control over their benefits program, customize coverage, and potentially reduce expenses. However, this shift also comes with its share of challenges. If you’re […]

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January 17, 2025

Planning for the Unexpected: Umbrella Insurance and Excess Liability Coverage

For high-net-worth individuals (HNWIs), managing financial risk extends far beyond insuring homes and vehicles. With substantial assets, multiple properties, and a public lifestyle, the potential for liability exposure increases significantly. One costly lawsuit or accident could jeopardize the wealth you’ve worked hard to build. Umbrella insurance and excess liability coverage offer a safety net, providing […]

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January 17, 2025

Safeguarding Recreational Lifestyles: Insuring Yachts, Jets, and Exotic Cars

Imagine this: a serene day on your yacht suddenly disrupted by an accidental collision at the marina, a private jet grounded due to an unexpected mechanical failure, or an exotic car involved in a minor mishap requiring specialized repairs. For high-net-worth individuals, these assets symbolize much more than luxury—they’re milestones of success, passions brought to […]

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Our Success Stories

what we have done
0+
Years Family Owned and Operated
0Billion+
of Property Insured
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Local Charities Supported
0
Team Members

Testimonials

  • The Ferraris Team has been a great support and was always helpful. Sometimes we waded through frustrating commercial real estate waters, and their patience and sense of humor were a welcome tool while we provided answers to questions.

    Karen H.
    Customer Since 2007
  • The team at Tooher-Ferraris is knowledgeable/informative and a pleasure to work with.

    Bernardo S.
    Customer Since 2007
  • Your very responsive. Whatever the problem if any you respond quickly and efficiently. Everyone of your representatives treat us like family. I can honestly say that whatever issues have come up you all had the answers and you don’t always get that. My prior Insurance company did not meet there obligations(no names). Been a pleasure working with you.

    Frank D.
    Customer Since 2021
  • Very responsive to inquiries and helpful with obtaining information needed

    Michael C.
    Customer Since 2021
  • I was treated like a special customer. Everyone I spoke to showed me urgency to their approach. Thanks

    James P.
    Customer Since 2022
  • The customer service and level of professionalism is always fantastic no matter what I may need help with. Follow up and attention to detail when renewing policies is above and beyond.

    Leshea W.
    Customer Since 2006
  • Very happy working with your company, received competitive quotes from two other agents and felt very comfortable with the attention given from your staff. Very efficient in my questions being answered and walking me through options available and choosing what we needed and not selling us something needlessly. Hats off to your team, thanks again!

    Don S.
    Customer Since 2022
  • I can always quickly reach someone in the office (seems like a miracle today). Better yet, the assistance and support is amazing. Thank you to the entire staff for all you do for us.

    Peter G.
    Customer Since 2007
  • Excellent, clear, and timely communication. Very responsive when needing help.

    Patti M.
    Customer Since 2022
  • Your reachable, your people are very professional. Your honest and quick with answers to every issue I’ve had. And your direct which is how I like to work with people. Nothing hidden what you see you get.

    Francis D
    Customer Since 2021
  • Tooher- Ferraris Insurance exceeded my expectations and confirmed why I count on them because they are an independent Agent. The team went above and beyond in handling my claim.

    Patricia J.
    Customer Since 2014

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