Tooher-Ferraris Insurance Group is the trusted insurance partner to thousands of businesses and individuals. For over 90 years, we have built enduring relationships based on trust and exceptional service, delivering tailored insurance, employee benefits, and risk management solutions that address our clients’ unique needs.
As an independent agency, we leverage our innovative Risk Synergy® approach, combining extensive industry experience, advanced technology, and robust partnerships with leading insurance carriers. This enables us to provide exceptional service and protection backed by some of the world’s most financially stable institutions.
Our dedicated team of career professionals is committed to understanding and adapting to the rapidly transforming insurance industry. We deliver comprehensive, competitively-priced solutions that offer unparalleled expertise and personalized service.
Tooher-Ferraris Insurance Group has the depth, breadth, and expertise to transform your insurance and risk management program into a strategic resource with measurable outcomes.
Enjoy the peace of mind that comes from knowing you have a partner dedicated to your success—choose us.
Safeguard your business and your bottom line from the unexpected with our comprehensive commercial insurance solutions. We help you mitigate risk and safeguard every aspect of your operations with a full range of tailored coverage options, ensuring your peace of mind and financial security.
Businesses evolve through various stages of growth, each presenting unique challenges and opportunities. Leveraging our extensive network of carrier partners and our national employee benefits expertise, we ensure your benefits strategy scales with your business. This guarantees you receive the right support at every stage of your journey, helping you empower your workforce and attract top talent.
We offer various versatile and affordable life insurance options for businesses and individuals.
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Even a single inch of water can cause significant damage. Our flood insurance policies offer crucial protection against costly water damage, providing you with peace of mind.
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We offer a diverse selection of instant issue bonds with approvals in minutes, ensuring you have quick and easy access to the surety solutions you need.
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Travel with confidence by choosing from top-rated plans provided by our trusted partners. Our trip insurance options ensure coverage for any unexpected events during your travels.
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High-Deductible Health Plans (HDHPs) have gained traction among both employers and employees – do you want to know why? At a glance, these plans offer a unique blend of cost savings and incentives for proactive health management, making them an attractive option for those looking to balance healthcare expenses and coverage. However, that’s not all. […]
Businesses are increasingly leveraging data analytics to revolutionize their wellness programs and elevate population health management. By collaborating with employee benefits consultants, HR departments harness data-driven insights to understand employee health trends better, pinpoint potential risks, and craft tailored interventions that promote overall well-being. This proactive strategy allows HR teams to design more personalized and […]
Businesses seeking to enhance productivity, foster employee satisfaction, and manage healthcare costs effectively will find wellness programs to be a strategic and impactful solution. By focusing on the holistic well-being of employees—encompassing physical, mental, and emotional health—wellness programs create a healthier, more engaged workforce. Here are compelling reasons why integrating comprehensive wellness programs is essential […]
Many important HR compliance deadlines are approaching quickly. Your immediate attention is required to ensure compliance and avoid costly penalties. Act now to ensure your organization stays ahead of these regulatory obligations. Major Medicare Part D Changes Coming in 2025 Starting in 2025, Medicare Part D will introduce a new, enhanced benefit design that could […]
Understanding the environmental risks associated with construction and industrial operations is crucial for business owners in these sectors. The potential liabilities and financial consequences of pollution incidents can be severe, impacting the environment and your bottom line. This is where Pollution liability insurance, also commonly referred to as environmental insurance, becomes an essential part of […]
This alert is applicable to all large employers (ALEs) – generally, those with at least 50 full-time equivalent employees. The Internal Revenue Service (IRS) has released Rev. Proc. 2024-35, which contains the inflation adjusted amounts for 2025 used to determine whether employer-sponsored coverage is “affordable” for purposes of the Affordable Care Act’s (ACA) employer shared […]
