Why Choose Us?

Tooher-Ferraris Insurance Group is the trusted insurance partner to thousands of businesses and individuals. For over 90 years, we have built enduring relationships based on trust and exceptional service, delivering tailored insurance, employee benefits, and risk management solutions that address our clients’ unique needs.

As an independent agency, we leverage our innovative Risk Synergy® approach, combining extensive industry experience, advanced technology, and robust partnerships with leading insurance carriers. This enables us to provide exceptional service and protection backed by some of the world’s most financially stable institutions.

Our dedicated team of career professionals is committed to understanding and adapting to the rapidly transforming insurance industry. We deliver comprehensive, competitively-priced solutions that offer unparalleled expertise and personalized service.

Tooher-Ferraris Insurance Group has the depth, breadth, and expertise to transform your insurance and risk management program into a strategic resource with measurable outcomes.

Enjoy the peace of mind that comes from knowing you have a partner dedicated to your success—choose us.

Services We Provide

Business Insurance

Safeguard your business and your bottom line from the unexpected with our comprehensive commercial insurance solutions. We help you mitigate risk and safeguard every aspect of your operations with a full range of tailored coverage options, ensuring your peace of mind and financial security.

Personal Insurance

Shield yourself and your family from life’s uncertainties with our tailored personal insurance solutions. We offer a wide range of coverage options to protect your health, home, and other assets. Trust us to deliver the protection you need for a secure and confident future.

Employee Benefits

Businesses evolve through various stages of growth, each presenting unique challenges and opportunities. Leveraging our extensive network of carrier partners and our national employee benefits expertise, we ensure your benefits strategy scales with your business. This guarantees you receive the right support at every stage of your journey, helping you empower your workforce and attract top talent.

Life Insurance

We offer various versatile and affordable life insurance options for businesses and individuals.

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Flood Insurance

Even a single inch of water can cause significant damage. Our flood insurance policies offer crucial protection against costly water damage, providing you with peace of mind.

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Surety Bond

We offer a diverse selection of instant issue bonds with approvals in minutes, ensuring you have quick and easy access to the surety solutions you need.

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Trip Insurance

Travel with confidence by choosing from top-rated plans provided by our trusted partners. Our trip insurance options ensure coverage for any unexpected events during your travels.

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Insights

December 17, 2024

Rising Healthcare Costs: What’s Driving the Trend in 2025?

Key Drivers of 2025 Healthcare Cost Increases Healthcare costs are climbing at an alarming rate, outpacing inflation and wage growth. According to PwC’s Health Research Institute, healthcare spending is projected to grow at a 7% annual rate by 2025—a figure that places significant financial pressure on individuals, employers, and the healthcare system as a whole. […]

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December 17, 2024

AI and Employee Assistance Programs (EAPs): Transforming Mental Health Support in the Workplace

How AI is Shaping the Future of Workplace Mental Health Not long ago, addressing workplace stress, anxiety, or burnout often meant furtive calls from secluded offices or the apprehension of being stigmatized for seeking help. Fast forward to today, and the narrative is changing. Businesses are placing employee well-being front and center, and a significant […]

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December 10, 2024

Drive Other Car Coverage: What It Is and Why You Need It

When it comes to auto insurance, most people assume their personal policy will cover them in every situation. However, for individuals or businesses that rely on vehicles not personally owned—such as company cars or rental vehicles—this assumption could lead to costly gaps in coverage. That’s where Drive Other Car (DOC) Coverage comes into play. DOC coverage […]

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December 10, 2024

E&O Coverage for Builders: Why It’s Not Just About Design Mistakes

Errors and Omissions (E&O) insurance is often associated with protecting against design-related errors, but it goes far beyond that for builders. Subcontractors bring specialized expertise to construction projects, from electrical wiring and plumbing to HVAC installations and interior finishes. While this division of labor boosts efficiency and quality, it also introduces potential liability for errors […]

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December 10, 2024

Tooher-Ferraris Insurance Group Expands Arborists Insurance Program for Tree Care Specialists

The company offers tailored insurance, employee benefits, and risk management solutions to protect its clients and help them grow with confidence. Wilton, CT— 11/26/24: Tooher-Ferraris Insurance Group, a trusted insurance partner for thousands of businesses and individuals, is excited to announce the expansion of its Arborists Insurance Program for tree care specialists. With over 90 […]

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December 10, 2024

Equine Insurance Solutions for Breeders, Riders, and Trainers

Horses are a significant financial and emotional investment, and the costs associated with their care, training, and competition can be substantial. However, the risks involved in the equestrian world are equally significant. Injuries, illnesses, accidents, and even theft can result in devastating losses. Equine insurance provides a safety net, protecting you against these risks. For […]

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Our Success Stories

what we have done
0+
Years Family Owned and Operated
0Billion+
of Property Insured
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Local Charities Supported
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Team Members

Testimonials

  • The Ferraris Team has been a great support and was always helpful. Sometimes we waded through frustrating commercial real estate waters, and their patience and sense of humor were a welcome tool while we provided answers to questions.

    Karen H.
    Customer Since 2007
  • The team at Tooher-Ferraris is knowledgeable/informative and a pleasure to work with.

    Bernardo S.
    Customer Since 2007
  • Your very responsive. Whatever the problem if any you respond quickly and efficiently. Everyone of your representatives treat us like family. I can honestly say that whatever issues have come up you all had the answers and you don’t always get that. My prior Insurance company did not meet there obligations(no names). Been a pleasure working with you.

    Frank D.
    Customer Since 2021
  • Very responsive to inquiries and helpful with obtaining information needed

    Michael C.
    Customer Since 2021
  • I was treated like a special customer. Everyone I spoke to showed me urgency to their approach. Thanks

    James P.
    Customer Since 2022
  • The customer service and level of professionalism is always fantastic no matter what I may need help with. Follow up and attention to detail when renewing policies is above and beyond.

    Leshea W.
    Customer Since 2006
  • Very happy working with your company, received competitive quotes from two other agents and felt very comfortable with the attention given from your staff. Very efficient in my questions being answered and walking me through options available and choosing what we needed and not selling us something needlessly. Hats off to your team, thanks again!

    Don S.
    Customer Since 2022
  • I can always quickly reach someone in the office (seems like a miracle today). Better yet, the assistance and support is amazing. Thank you to the entire staff for all you do for us.

    Peter G.
    Customer Since 2007
  • Excellent, clear, and timely communication. Very responsive when needing help.

    Patti M.
    Customer Since 2022
  • Your reachable, your people are very professional. Your honest and quick with answers to every issue I’ve had. And your direct which is how I like to work with people. Nothing hidden what you see you get.

    Francis D
    Customer Since 2021
  • Tooher- Ferraris Insurance exceeded my expectations and confirmed why I count on them because they are an independent Agent. The team went above and beyond in handling my claim.

    Patricia J.
    Customer Since 2014

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