Tooher-Ferraris Insurance Group is the trusted insurance partner to thousands of businesses and individuals. For over 90 years, we have built enduring relationships based on trust and exceptional service, delivering tailored insurance, employee benefits, and risk management solutions that address our clients’ unique needs.
As an independent agency, we leverage our innovative Risk Synergy® approach, combining extensive industry experience, advanced technology, and robust partnerships with leading insurance carriers. This enables us to provide exceptional service and protection backed by some of the world’s most financially stable institutions.
Our dedicated team of career professionals is committed to understanding and adapting to the rapidly transforming insurance industry. We deliver comprehensive, competitively-priced solutions that offer unparalleled expertise and personalized service.
Tooher-Ferraris Insurance Group has the depth, breadth, and expertise to transform your insurance and risk management program into a strategic resource with measurable outcomes.
Enjoy the peace of mind that comes from knowing you have a partner dedicated to your success—choose us.
Safeguard your business and your bottom line from the unexpected with our comprehensive commercial insurance solutions. We help you mitigate risk and safeguard every aspect of your operations with a full range of tailored coverage options, ensuring your peace of mind and financial security.
Businesses evolve through various stages of growth, each presenting unique challenges and opportunities. Leveraging our extensive network of carrier partners and our national employee benefits expertise, we ensure your benefits strategy scales with your business. This guarantees you receive the right support at every stage of your journey, helping you empower your workforce and attract top talent.
We offer various versatile and affordable life insurance options for businesses and individuals.
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Even a single inch of water can cause significant damage. Our flood insurance policies offer crucial protection against costly water damage, providing you with peace of mind.
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We offer a diverse selection of instant issue bonds with approvals in minutes, ensuring you have quick and easy access to the surety solutions you need.
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Travel with confidence by choosing from top-rated plans provided by our trusted partners. Our trip insurance options ensure coverage for any unexpected events during your travels.
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When the Consolidated Appropriations Act, 2021 (the “CAA”) was enacted on December 27, 2020, it included a provision that prohibits group health plans and health insurance carriers from entering into certain agreements that, either directly or indirectly, restrict the release of certain information related to provider networks and de-identified encounter data, among other things. Such […]
On September 9, 2024, the DOL, IRS, and HHS released a final rule for the Requirements Related to the Mental Health Parity and Addiction Equity Act (The “MHPAEA Final Rule”). The MHPAEA Final Rule is similar to the Proposed Rule released on July 25, 2023, with some marked differences. While the MHPAEA Final Rule is […]
On October 22, 2024, the Internal Revenue Service (IRS) released Revenue Procedure 2024-40, which increases the health flexible spending account (FSA) salary reduction contribution limit to $3,300 for plan years beginning in 2025, an increase of $100 from 2024. Thus, for health FSAs with a carryover feature, the maximum carryover amount is $660 (20% of […]
Employers are increasingly aware of the need to provide flexible and comprehensive health benefits to attract and retain top talent. While offering multiple health plan options may seem like an added expense, it can actually lead to significant cost savings for companies in the long run. By catering to the diverse needs of employees, employers […]
As a business executive, the decisions you make can significantly impact your company and stakeholders. In today’s increasingly litigious environment, even the most experienced professionals face legal risks that could potentially derail their careers. For executives, having the right professional liability coverage is crucial. This guide highlights key coverage details, industry-specific needs, and strategies to mitigate […]
The transportation industry is the backbone of commerce, moving goods across vast distances to ensure supply chains stay intact. If your business relies on a fleet of trucks, ensuring they are protected is very important to your bottom line. Commercial vehicle insurance helps you comply with legal requirements and safeguards your operations from financial pitfalls in case […]
