Covers legal liabilities associated with the operation of horse stables, protecting against claims arising from accidents or injuries on the property.
Provides coverage for horses under the care, custody, or control of the insured, protecting against damage or loss while in their possession.
Offers additional liability protection beyond standard coverage limits, providing an extra layer of security against significant claims or lawsuits.
Covers property and liability for horse farms, including barns, equipment, and business operations, ensuring protection against various risks.
Provides insurance for riding clubs and equestrian associations, covering liability and operational risks associated with club activities and events.
Offers coverage for facilities that board horses, protecting against liabilities and damages related to the care and accommodation of boarded horses.
Covers programs and activities related to therapeutic riding, providing protection for both the participants and the facilities involved.
Provides insurance for equine breeders, covering risks associated with breeding operations, including liability and loss related to breeding activities.
Covers medical expenses and legal liabilities related to employee injuries on the job, ensuring compliance and protection for workers in the equine industry.
High-Deductible Health Plans (HDHPs) have gained traction among both employers and employees – do you want to know why? At a glance, these plans offer a unique blend of cost savings and incentives for proactive health management, making them an attractive option for those looking to balance healthcare expenses and coverage. However, that’s not all. […]
Businesses are increasingly leveraging data analytics to revolutionize their wellness programs and elevate population health management. By collaborating with employee benefits consultants, HR departments harness data-driven insights to understand employee health trends better, pinpoint potential risks, and craft tailored interventions that promote overall well-being. This proactive strategy allows HR teams to design more personalized and […]
Businesses seeking to enhance productivity, foster employee satisfaction, and manage healthcare costs effectively will find wellness programs to be a strategic and impactful solution. By focusing on the holistic well-being of employees—encompassing physical, mental, and emotional health—wellness programs create a healthier, more engaged workforce. Here are compelling reasons why integrating comprehensive wellness programs is essential […]
Many important HR compliance deadlines are approaching quickly. Your immediate attention is required to ensure compliance and avoid costly penalties. Act now to ensure your organization stays ahead of these regulatory obligations. Major Medicare Part D Changes Coming in 2025 Starting in 2025, Medicare Part D will introduce a new, enhanced benefit design that could […]
Understanding the environmental risks associated with construction and industrial operations is crucial for business owners in these sectors. The potential liabilities and financial consequences of pollution incidents can be severe, impacting the environment and your bottom line. This is where Pollution liability insurance, also commonly referred to as environmental insurance, becomes an essential part of […]
This alert is applicable to all large employers (ALEs) – generally, those with at least 50 full-time equivalent employees. The Internal Revenue Service (IRS) has released Rev. Proc. 2024-35, which contains the inflation adjusted amounts for 2025 used to determine whether employer-sponsored coverage is “affordable” for purposes of the Affordable Care Act’s (ACA) employer shared […]
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