Compliance and Safety

OSHA Safety Reporting Guides/Manuals/Policies

Provides guidance and resources to ensure compliance with OSHA regulations. Helps develop and maintain safety protocols and documentation to protect your workforce and reduce risk.

Loss Control & Safety Programs

Develops and implements safety programs to minimize risk and enhance workplace safety. Includes strategies for accident prevention and risk management tailored to the construction environment.

WC Audit Assistance

Offers support and expertise in auditing workers’ compensation policies. Helps identify discrepancies, ensure accurate premium calculations, and address audit-related issues.

Financial Protection

Bonds

Covers financial obligations and ensures project completion as per contractual requirements. Protects against risks related to project defaults and contractor performance issues.

Builders Risk Policies

Offers coverage for property and equipment during the construction phase. Protects against risks such as fire, theft, and weather damage, ensuring financial security for building projects.

OCP Policies

Covers contractor’s operations liability, including risks associated with completed work and potential damage claims. Ensures protection for contractors against third-party claims related to operational errors.

Risk Management

Workers Compensation

Provides coverage for medical expenses and lost wages for employees injured on the job. Ensures compliance with legal requirements and financial protection for workforce-related injuries.

Subcontractor Risk Management

Manages risks associated with subcontractor performance and liabilities. Includes assessing subcontractor insurance coverage and ensuring compliance with contract requirements.

Professional Liability

Provides coverage for errors and omissions in professional services. Protects against claims of negligence or inadequate work in providing professional advice and services.

Contractors E&O (Errors & Omissions)

Covers financial losses due to errors or omissions in the contractor’s work. Ensures protection against claims arising from professional mistakes or oversights.

Insights

September 23, 2024

High-Deductible Health Plans (HDHPs): Saving Money and Taking Charge of Your Health

High-Deductible Health Plans (HDHPs) have gained traction among both employers and employees – do you want to know why? At a glance, these plans offer a unique blend of cost savings and incentives for proactive health management, making them an attractive option for those looking to balance healthcare expenses and coverage. However, that’s not all. […]

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September 23, 2024

Harnessing Data for Effective Population Health Management: Boosting Employee Wellness and Controlling Healthcare Costs

Businesses are increasingly leveraging data analytics to revolutionize their wellness programs and elevate population health management. By collaborating with employee benefits consultants, HR departments harness data-driven insights to understand employee health trends better, pinpoint potential risks, and craft tailored interventions that promote overall well-being. This proactive strategy allows HR teams to design more personalized and […]

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September 23, 2024

Prioritizing Wellness: Boosting Employee Health and Business Success

Businesses seeking to enhance productivity, foster employee satisfaction, and manage healthcare costs effectively will find wellness programs to be a strategic and impactful solution. By focusing on the holistic well-being of employees—encompassing physical, mental, and emotional health—wellness programs create a healthier, more engaged workforce. Here are compelling reasons why integrating comprehensive wellness programs is essential […]

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September 11, 2024

Key HR Compliance Deadlines You Can’t Overlook in 2024

Many important HR compliance deadlines are approaching quickly. Your immediate attention is required to ensure compliance and avoid costly penalties. Act now to ensure your organization stays ahead of these regulatory obligations. Major Medicare Part D Changes Coming in 2025 Starting in 2025, Medicare Part D will introduce a new, enhanced benefit design that could […]

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September 11, 2024

8 Reasons Why Pollution Insurance is Important

Understanding the environmental risks associated with construction and industrial operations is crucial for business owners in these sectors. The potential liabilities and financial consequences of pollution incidents can be severe, impacting the environment and your bottom line. This is where Pollution liability insurance, also commonly referred to as environmental insurance, becomes an essential part of […]

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September 10, 2024

IRS Issues Affordability Percentage Adjustment for 2025

This alert is applicable to all large employers (ALEs) – generally, those with at least 50 full-time equivalent employees. The Internal Revenue Service (IRS) has released Rev. Proc. 2024-35, which contains the inflation adjusted amounts for 2025 used to determine whether employer-sponsored coverage is “affordable” for purposes of the Affordable Care Act’s (ACA) employer shared […]

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Ready to Secure Your Business?

Your business deserves the best protection available. Contact us today to discuss your specific needs and how we can tailor a comprehensive insurance package for you. Our friendly, knowledgeable staff is here to assist you every step of the way.

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