Employee Benefits

We love small businesses and deliver transparency, with understanding to all of our clients.

As the group benefit marketplace continues to evolve and cost of care continues to rise, it is essential to review your group benefit plan in order to maintain quality coverage, control price increases and comply with changing regulations. Maintaining a superior group benefit plan has become critical to attracting and retaining the right people to give your organization a competitive advantage. Our benefits consultants will identify and make compliance recommendations, design and implement employee benefit plans based on your strategic business objectives.

Our benefit specialists will design and implement employee benefit plans and make compliance recommendations based on your business objectives.

Our Process

UNDERSTAND

  • Organization dynamics
  • Objectives, both short-term (1 to 2 years) and long-term (3 to 5 + years)
  • Employee values

ANALYZE

  • Current employer-sponsored plan
  • Voluntary benefit options
  • Utilization / wellness / fitness / lifestyle
  • Impacts of current legislation
  • Compliance and Human Resource concerns

STRATEGIZE

  • Design alternative plan options
  • Benchmarking
  • Market due diligence & funding strategies

EXECUTE

  • Structured group benefit meetings to empower the workforce
  • One on one Risk Synergy meetings available for team members
  • Implementation of agreed-upon initiatives
  • Claims coordination & Billing support
  • Human Resource Compliance
  • Monthly Market Trends & Wellness Newsletter

Tooher-Ferraris Insurance Group looks upon the sale of an insurance contract as the beginning of a long-term commitment to provide our customers with superior service.

Contact Rebecca St. Germain Today to schedule a review of your program!

Phone: 203-665-6627 | Email: rstgermain@toofer.com 

Contact us at 800-899-0093
or via email to discuss these programs

TRADITIONAL HEALTH PLANS

DENTAL

VOLUNTARY BENEFITS

VISION

FLEXIBLE SPENDING ACCOUNTS

SELF FUNDING STRATEGIES

SECTION 125 PLANS

LIFE INSURANCE

DISABILITY: LONG-TERM & SHORT TERM

LONG-TERM CARE

EXECUTIVE BENEFITS

PHARMACY BENEFIT MANAGEMENT (PBM)

PROFESSIONAL EMPLOYER ORGANIZATIONS (PEO)

PRIVATE HEALTH EXCHANGE PLATFORMS

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