Property Coverage

Provides comprehensive protection for various property-related risks in the hospitality industry. This coverage is designed to safeguard your assets and ensure business continuity. We offer insurance in the following areas:

  • Property – Tenant Improvements & Betterments
  • Food Spoilage
  • Boiler and Machinery
  • Ingress and Egress
  • Flood/Earthquake
  • Civil Authority
  • Unique Assets, Such as Greenery and Fine Art

Liability Coverage

Offers comprehensive protection against various liability risks faced by businesses in the hospitality industry. This coverage ensures financial stability and protection in the event of unexpected incidents.

  • General Liability
  • Employment Practices Liability
  • Liquor Liability
  • Animals, Spas, Watercraft, and Sporting Activities
  • Special Events
  • Terrorism

Specialized Coverage

Addresses unique and specialized risks within the hospitality industry, providing tailored protection to manage specific exposures effectively. We offer insurance in the following areas:

  • Cyber/Data Breach
  • Windstorm

Workers Compensation

Provides coverage for medical expenses, rehabilitation costs, and lost wages for employees who suffer injuries or illnesses related to their job. This insurance ensures that employees receive the necessary support while protecting the business from legal claims and financial burdens associated with workplace injuries.

Additional Coverage

Offers protection for critical equipment and other essential assets, ensuring business continuity and operational stability.

  • Boiler and Machinery

Insights

September 23, 2024

High-Deductible Health Plans (HDHPs): Saving Money and Taking Charge of Your Health

High-Deductible Health Plans (HDHPs) have gained traction among both employers and employees – do you want to know why? At a glance, these plans offer a unique blend of cost savings and incentives for proactive health management, making them an attractive option for those looking to balance healthcare expenses and coverage. However, that’s not all. […]

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September 23, 2024

Harnessing Data for Effective Population Health Management: Boosting Employee Wellness and Controlling Healthcare Costs

Businesses are increasingly leveraging data analytics to revolutionize their wellness programs and elevate population health management. By collaborating with employee benefits consultants, HR departments harness data-driven insights to understand employee health trends better, pinpoint potential risks, and craft tailored interventions that promote overall well-being. This proactive strategy allows HR teams to design more personalized and […]

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September 23, 2024

Prioritizing Wellness: Boosting Employee Health and Business Success

Businesses seeking to enhance productivity, foster employee satisfaction, and manage healthcare costs effectively will find wellness programs to be a strategic and impactful solution. By focusing on the holistic well-being of employees—encompassing physical, mental, and emotional health—wellness programs create a healthier, more engaged workforce. Here are compelling reasons why integrating comprehensive wellness programs is essential […]

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September 11, 2024

Key HR Compliance Deadlines You Can’t Overlook in 2024

Many important HR compliance deadlines are approaching quickly. Your immediate attention is required to ensure compliance and avoid costly penalties. Act now to ensure your organization stays ahead of these regulatory obligations. Major Medicare Part D Changes Coming in 2025 Starting in 2025, Medicare Part D will introduce a new, enhanced benefit design that could […]

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September 11, 2024

8 Reasons Why Pollution Insurance is Important

Understanding the environmental risks associated with construction and industrial operations is crucial for business owners in these sectors. The potential liabilities and financial consequences of pollution incidents can be severe, impacting the environment and your bottom line. This is where Pollution liability insurance, also commonly referred to as environmental insurance, becomes an essential part of […]

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September 10, 2024

IRS Issues Affordability Percentage Adjustment for 2025

This alert is applicable to all large employers (ALEs) – generally, those with at least 50 full-time equivalent employees. The Internal Revenue Service (IRS) has released Rev. Proc. 2024-35, which contains the inflation adjusted amounts for 2025 used to determine whether employer-sponsored coverage is “affordable” for purposes of the Affordable Care Act’s (ACA) employer shared […]

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Ready to Secure Your Business?

Your business deserves the best protection available. Contact us today to discuss your specific needs and how we can tailor a comprehensive insurance package for you. Our friendly, knowledgeable staff is here to assist you every step of the way.

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