Tooher-Ferraris Insurance Group has been a trusted partner to businesses for decades, providing tailored insurance solutions. We recognize that every business is unique, with its own set of challenges and opportunities. Our commitment is to safeguard your organization and its executives by delivering insurance coverage perfectly matched to your specific needs.
Executive risk insurance is essential for safeguarding your organization against financial threats. Our coverage includes:
Protects executives from personal losses if they are sued for wrongful acts while managing the company.
Covers your business against claims made by employees alleging discrimination, wrongful termination, harassment, and other employment-related issues.
Provides protection against claims of inadequate work or negligent actions by your business.
Protects those responsible for managing employee benefit plans against claims of mismanagement.
Offers coverage for ransom and other expenses related to the kidnapping of executives or employees.
Covers legal risks associated with media content, including defamation, copyright infringement, and privacy violations.
Protects your business from losses due to criminal activities such as theft, fraud, or embezzlement.
Provides coverage for losses due to social engineering fraud, such as phishing or other deceitful tactics.
Offers protection for businesses with international operations, addressing risks that arise from operating in multiple countries.
Covers the costs associated with data breaches and cyber attacks, including notification expenses, legal fees, and loss of income.
It’s a bright morning at your condo association’s annual meeting, and the board is discussing the upcoming budget. Everything seems in order until someone brings up the unexpected: a slip-and-fall lawsuit filed by a visitor in the common area. The board scrambles to review its insurance coverage. Does the master policy cover this? What about […]
Imagine this: You’re the CEO of a thriving tech company. Your AI-driven software just won a prestigious award for innovation, and your team celebrates its growing impact in the market. But weeks later, a lawsuit lands on your desk. The allegation? Bias in your algorithm led to discriminatory outcomes for users, and now your company […]
Employee benefits are at the core of attracting and retaining top talent for businesses of all sizes. From new compliance regulations to shifting workforce priorities, employers face challenges in designing effective benefits programs. To help you navigate these changes, we’ve asked our Employee Benefits team to share their insight into some of the most pressing […]
As businesses look for innovative ways to manage rising healthcare costs and offer competitive benefits, many are transitioning from fully insured health plans to self-funded models. Self-funding allows employers to take greater control over their benefits program, customize coverage, and potentially reduce expenses. However, this shift also comes with its share of challenges. If you’re […]
For high-net-worth individuals (HNWIs), managing financial risk extends far beyond insuring homes and vehicles. With substantial assets, multiple properties, and a public lifestyle, the potential for liability exposure increases significantly. One costly lawsuit or accident could jeopardize the wealth you’ve worked hard to build. Umbrella insurance and excess liability coverage offer a safety net, providing […]
Imagine this: a serene day on your yacht suddenly disrupted by an accidental collision at the marina, a private jet grounded due to an unexpected mechanical failure, or an exotic car involved in a minor mishap requiring specialized repairs. For high-net-worth individuals, these assets symbolize much more than luxury—they’re milestones of success, passions brought to […]
Your business deserves the best protection available. Contact us today to discuss your specific needs and how we can tailor a comprehensive insurance package for you. Our friendly, knowledgeable staff is here to assist you every step of the way.