High-net-worth individuals and families deserve a personalized approach to managing risks, including coverage for homes, collections, liability, cybersecurity, and life insurance. We understand the importance of your legacy and have the experience to help safeguard it for future generations.
Auto insurance protects you financially from liability for accidents you cause, damage to your vehicle from collisions or other events, and medical expenses in case of injury.
We offer insurance in the following areas:
Covers your home’s structure, contents, and personal liability against fire, theft, vandalism, and other perils. We offer insurance in the following areas:
Watercraft insurance is offered on a package basis, meaning that there is coverage for physical property and protection against the legal and financial consequences of injuring others or damaging property that belongs to others.
Helps cover medical expenses incurred due to illness, injury, hospitalization, and sometimes even preventive care.
We also offer:
Protect yourself over and above your underlying insurance policies that might not cover these more specialized areas of risk.
Tooher-Ferraris Insurance Group offers homeowners protection, convenience and competitively priced insurance programs to meet your family’s particular needs.
Call us today at 800.899.0093 for a review of your insurance program.
It’s a bright morning at your condo association’s annual meeting, and the board is discussing the upcoming budget. Everything seems in order until someone brings up the unexpected: a slip-and-fall lawsuit filed by a visitor in the common area. The board scrambles to review its insurance coverage. Does the master policy cover this? What about […]
Imagine this: You’re the CEO of a thriving tech company. Your AI-driven software just won a prestigious award for innovation, and your team celebrates its growing impact in the market. But weeks later, a lawsuit lands on your desk. The allegation? Bias in your algorithm led to discriminatory outcomes for users, and now your company […]
Employee benefits are at the core of attracting and retaining top talent for businesses of all sizes. From new compliance regulations to shifting workforce priorities, employers face challenges in designing effective benefits programs. To help you navigate these changes, we’ve asked our Employee Benefits team to share their insight into some of the most pressing […]
As businesses look for innovative ways to manage rising healthcare costs and offer competitive benefits, many are transitioning from fully insured health plans to self-funded models. Self-funding allows employers to take greater control over their benefits program, customize coverage, and potentially reduce expenses. However, this shift also comes with its share of challenges. If you’re […]
For high-net-worth individuals (HNWIs), managing financial risk extends far beyond insuring homes and vehicles. With substantial assets, multiple properties, and a public lifestyle, the potential for liability exposure increases significantly. One costly lawsuit or accident could jeopardize the wealth you’ve worked hard to build. Umbrella insurance and excess liability coverage offer a safety net, providing […]
Imagine this: a serene day on your yacht suddenly disrupted by an accidental collision at the marina, a private jet grounded due to an unexpected mechanical failure, or an exotic car involved in a minor mishap requiring specialized repairs. For high-net-worth individuals, these assets symbolize much more than luxury—they’re milestones of success, passions brought to […]
Your business deserves the best protection available. Contact us today to discuss your specific needs and how we can tailor a comprehensive insurance package for you. Our friendly, knowledgeable staff is here to assist you every step of the way.