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Industry Leader Since

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Serving Customers In

38 States

Arborists

Specialized Insurance for Arborists

Safeguarding your arboriculture business is our specialty. As specialists in arborist insurance, we understand the unique challenges and risks you face—from climbing towering trees to managing environmental impacts. Our tailored insurance solutions are designed to protect not just your business but also the health and safety of your team and the natural beauty you help preserve.

Branching Out with Confidence: Comprehensive Coverage for Arborists

As an industry, arborists have some of the most hazardous automobile, general liability, and workers’ compensation exposures. 

Tooher-Ferraris Insurance Group has been insuring arborists for over 20 years. We can provide all lines of coverage for arborists and landscapers who perform tree or lawn care for residential and commercial businesses.

Our risk management approach focuses on areas of your business needing protection to eliminate serious loss.

Our program highlights include local underwriting, audit, and loss control services, and “Pay as You Go” workers’ compensation.

Specialized Coverage for Arborists

Offers tailored insurance solutions designed to address the unique risks associated with arborist work. These coverages provide essential protection for various aspects of arborist operations, ensuring comprehensive financial security and risk management. We offer insurance in the following areas:

  • Automobile Insurance
  • General Liability Insurance
  • Workers’ Compensation Insurance

Risk Management and Protection

Delivers specialized insurance solutions designed to manage and mitigate risks effectively, ensuring robust protection for business operations. These services offer tailored approaches to risk management, helping to safeguard against various potential liabilities and operational challenges.

We offer insurance in the following areas:

  • Local Underwriting
  • Audit and Loss Control Services
  • Flexible Workers’ Compensation

Proactive Measures to Protect Your Team

We do more than just cover your risks—we help you manage them. Our proactive risk management and safety training programs are tailored to the unique challenges of the arboriculture industry. These programs can significantly reduce the frequency and severity of accidents, lowering your insurance costs and improving overall safety.

Association Memberships

Ready To Secure Your Business?

Your business deserves the best protection available. Contact us today to discuss your specific needs and how we can tailor a comprehensive insurance package for you. Our friendly, knowledgeable staff is here to assist you every step of the way.

Frequently Asked Questions (FAQs)

Arborists typically require a combination of general liability insurance, workers’ compensation, equipment insurance, and commercial auto insurance. These policies help protect arborists against damage to property, injuries to themselves or their employees, and loss or damage to equipment used in the field..

Liability insurance is crucial for arborists because it protects them against claims for property damage or bodily injury that might occur while performing tree work. If a tree falls and damages a building, or if someone is injured during the job, liability insurance helps cover the cost of repairs, medical expenses, and legal fees.

Yes, arborist insurance can cover tree removal activities, including accidental property damage, bodily injury, and equipment breakdowns. However, coverage specifics vary by policy, so it’s important to discuss with your insurer to ensure that your tree removal projects are fully covered.

Workers’ compensation insurance provides financial support and medical benefits to employees who are injured while performing tree-related work. Since arborists work in high-risk environments, this insurance is essential to cover medical expenses, lost wages, and rehabilitation for injured workers.

The cost of arborist insurance varies based on factors such as the size of the business, the services provided, the number of employees, and the level of coverage. On average, small businesses can expect to pay a few hundred to a few thousand dollars annually for a comprehensive insurance package. It’s best to get a personalized quote to understand your specific needs.

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