Branching Out with Confidence: Comprehensive Coverage for Arborists

As an industry, arborists have some of the most hazardous automobile, general liability, and workers’ compensation exposures. Specialty insurance carriers and an agency that understands your business must underwrite these policies and provide competitive coverage and pricing.

Tooher-Ferraris Insurance Group has been insuring Arborists for over 20 years. It can provide all lines of coverage for Arborists and Landscapers who perform tree or lawn care for residential and commercial businesses.

Our risk management approach focuses on areas of your business needing protection to eliminate serious loss.

Our program highlights include local underwriting, audit, and loss control services, and “Pay as You Go” workers’ compensation.

Specialized Coverage for Arborists

Offers tailored insurance solutions designed to address the unique risks associated with arborist work. These coverages provide essential protection for various aspects of arborist operations, ensuring comprehensive financial security and risk management. We offer insurance in the following areas:           

  • Automobile Insurance
  • General Liability Insurance
  • Workers Compensation Insurance
Cropped photo of a businessman working with a risk management expert

Risk Management and Protection

Delivers specialized insurance solutions designed to manage and mitigate risks effectively, ensuring robust protection for business operations. These services offer tailored approaches to risk management, helping to safeguard against various potential liabilities and operational challenges.

We offer insurance in the following areas:

  • Local Underwriting
  • Audit and Loss Control Services
  • Flexible Workers Compensation
Protect Your Team

Proactive Measures to Protect Your Team

We do more than just cover your risks—we help you manage them. Our proactive risk management and safety training programs are tailored to the unique challenges of the arbori culture industry. These programs can significantly reduce the frequency and severity of accidents, lowering your insurance costs and improving overall safety.

Association Memberships

Insights

November 20, 2024

Legal Alert: Don’t Forget About Your Gag Clause Attestations

When the Consolidated Appropriations Act, 2021 (the “CAA”) was enacted on December 27, 2020, it included a provision that prohibits group health plans and health insurance carriers from entering into certain agreements that, either directly or indirectly, restrict the release of certain information related to provider networks and de-identified encounter data, among other things. Such […]

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October 28, 2024

Legal Alert: Are You Prepared to Comply with the New Mental Health Parity Final Rule in 2025?

On September 9, 2024, the DOL, IRS, and HHS released a final rule for the Requirements Related to the Mental Health Parity and Addiction Equity Act (The “MHPAEA Final Rule”).  The MHPAEA Final Rule is similar to the Proposed Rule released on July 25, 2023, with some marked differences.  While the MHPAEA Final Rule is […]

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October 23, 2024

IRS Adjusts Health Flexible Spending Account and Other Benefit Limits for 2025

On October 22, 2024, the Internal Revenue Service (IRS) released Revenue Procedure 2024-40, which increases the health flexible spending account (FSA) salary reduction contribution limit to $3,300 for plan years beginning in 2025, an increase of $100 from 2024.  Thus, for health FSAs with a carryover feature, the maximum carryover amount is $660 (20% of […]

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October 21, 2024

The Financial Benefits of Offering Additional Health Plans

Employers are increasingly aware of the need to provide flexible and comprehensive health benefits to attract and retain top talent. While offering multiple health plan options may seem like an added expense, it can actually lead to significant cost savings for companies in the long run. By catering to the diverse needs of employees, employers […]

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October 21, 2024

What You Need to Know About Executive & Professional Liability Insurance

As a business executive, the decisions you make can significantly impact your company and stakeholders. In today’s increasingly litigious environment, even the most experienced professionals face legal risks that could potentially derail their careers. For executives, having the right professional liability coverage is crucial. This guide highlights key coverage details, industry-specific needs, and strategies to mitigate […]

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October 21, 2024

How to Choose the Right Commercial Truck Insurance

The transportation industry is the backbone of commerce, moving goods across vast distances to ensure supply chains stay intact. If your business relies on a fleet of trucks, ensuring they are protected is very important to your bottom line. Commercial vehicle insurance helps you comply with legal requirements and safeguards your operations from financial pitfalls in case […]

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Ready to Secure Your Business?

Your business deserves the best protection available. Contact us today to discuss your specific needs and how we can tailor a comprehensive insurance package for you. Our friendly, knowledgeable staff is here to assist you every step of the way.

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