When it comes to auto insurance, most people assume their personal policy will cover them in every situation. However, for individuals or businesses that rely on vehicles not personally owned—such as company cars or rental vehicles—this assumption could lead to costly gaps in coverage. That’s where Drive Other Car (DOC) Coverage comes into play. DOC coverage...Read More

Errors and Omissions (E&O) insurance is often associated with protecting against design-related errors, but it goes far beyond that for builders. Subcontractors bring specialized expertise to construction projects, from electrical wiring and plumbing to HVAC installations and interior finishes. While this division of labor boosts efficiency and quality, it also introduces potential liability for errors...Read More

The company offers tailored insurance, employee benefits, and risk management solutions to protect its clients and help them grow with confidence. Wilton, CT— 11/26/24: Tooher-Ferraris Insurance Group, a trusted insurance partner for thousands of businesses and individuals, is excited to announce the expansion of its Arborists Insurance Program for tree care specialists. With over 90...Read More

Horses are a significant financial and emotional investment, and the costs associated with their care, training, and competition can be substantial. However, the risks involved in the equestrian world are equally significant. Injuries, illnesses, accidents, and even theft can result in devastating losses. Equine insurance provides a safety net, protecting you against these risks. For...Read More

In the construction industry, no two days are the same. From managing crews and meeting deadlines to handling equipment and navigating unpredictable weather, you face countless moving parts—and risks—every single day. One accident, equipment breakdown, or an unexpected lawsuit can derail your projects and threaten your hard-earned reputation. The question is: Is your business ready...Read More

Workplace safety isn’t just a legal requirement—it’s a fundamental part of fostering a productive and engaged workforce. When employees feel safe, they are more confident, motivated, and focused on their work. For employers, investing in safety reduces the likelihood of accidents, minimizes downtime, lowers insurance premiums, and enhances employee morale. However, achieving a safe workplace...Read More

As a business executive, the decisions you make can significantly impact your company and stakeholders. In today’s increasingly litigious environment, even the most experienced professionals face legal risks that could potentially derail their careers. For executives, having the right professional liability coverage is crucial. This guide highlights key coverage details, industry-specific needs, and strategies to mitigate...Read More

The transportation industry is the backbone of commerce, moving goods across vast distances to ensure supply chains stay intact. If your business relies on a fleet of trucks, ensuring they are protected is very important to your bottom line. Commercial vehicle insurance helps you comply with legal requirements and safeguards your operations from financial pitfalls in case...Read More

Motorcycles are a popular mode of transportation, offering a thrilling and liberating experience. However, owning a motorcycle also comes with its share of risks. That’s where motorcycle insurance plays an important role in protecting you and your investment. While motorcycle insurance premiums can vary, there are several strategies you can employ to keep your costs down...Read More

Understanding the environmental risks associated with construction and industrial operations is crucial for business owners in these sectors. The potential liabilities and financial consequences of pollution incidents can be severe, impacting the environment and your bottom line. This is where Pollution liability insurance, also commonly referred to as environmental insurance, becomes an essential part of...Read More