According to a recent study, more than half of all claims filed for employment-related liabilities are against employers with fewer than 50 employees. Alarmingly, the study also reveals that not even 2 percent of small businesses have employment practices liability (EPL) coverage.Read More

Continuity is critical in business, and there are few things more important than continuous revenue and cash flow, particularly for small to medium-sized organizations. In fact, just one brief business interruption can be incredibly costly for an organization, often leading to serious repetitional damages or long-term closures.Read More

A guide to compiling essential information. This guide will help you collect the necessary documentation and statistics required during a payroll audit.Read More

Directors and officers liability (D&O) insurance is a critical component of almost every organization’s risk management program.Read More

With today’s emphasis on corporate transparency and accountability, an organization’s directors and officers face a countless number of exposures. Regardless of your company’s size or mission, the legal costs associated with a lawsuit can be crippling for both the organization and your directors and officers.Read More

July 7, 2017 | By Eric P. Ferraris, CIC, CRM, CLTC, Chief Operating Officer of Tooher-Ferraris Insurance Group Part of our firm’s signature assessment with each business we work with is to identify their exposure to loss to deliver risk management and insurance solutions. Most business owners will proclaim, “We have a safety program!”. When diving...Read More

EMERGENCY ACTION PLAN (EAP) Acadia Insurance | 2017 Hurricane Bulletin Setting up an Emergency Action Plan helps aid and organize employer and employee procedures during workplace emergencies. Well-developed emergency plans and appropriate employee training, in which employees understand their roles and responsibilities within the plan, can result in fewer and less severe employee injuries and...Read More