Wine and spirits have become top collectibles While many luxury items continue to attract successful families and individuals, wine and spirits have both become top collecting categories. Rare whisky and fine wine have outperformed every other luxury asset, soaring some 564% in the last decade.1 In the world of fine wine, two bottles of 1945...
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If you consider your pet to be an important part of your home and family, you’re likely willing to spend a great deal to ensure your pet’s health and well-being. In addition to the costs of food, grooming, training, toys, vaccinations and other regular expenses, veterinary care for sudden illness or injury can impact your...
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Hurricanes, tropical storms, and other severe weather events happen every year across the country. Without proper care, a major storm or flood event could severely damage or destroy the precious works of art and other valuable items you’ve spent years collecting. With a little bit of planning, you can help ensure your home and collection...
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If you own your personal watercraft (PWC), you’ll want to know about all the ways your PWC policy allows you to stay protected, including bodily injury, property damage and theft. What is PWC Coverage? Personal watercraft (PWC) coverage may cover the following: Bodily injury to yourself, another rider, or swimmer injured in your path Property...
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When renting a car, the rental company will typically ask if you’d like to purchase insurance coverage for the vehicle. It’s at this point when you have to ask yourself: Do my personal insurance policies provide the coverage I need, or should I purchase insurance through the rental car company? Although standard auto insurance policies...
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Did You Know? A recent study from the University of Minnesota found that talking on a cellphone while driving impairs one’s ability even more than driving while intoxicated. Talking on a cellphone and other driving distractions pose a major hazard to everyone on the road.
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Floods, lightning strikes and other common storms can endanger your home, but you also need to consider the risks of the wind damage that accompanies these weather events. High winds can cause significant damage to your home’s roof, windows, doors and siding. And since wind is usually just one factor of dangerous storms, any wind...
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