Personal Lines
Did You Know?
A recent study from the University of Minnesota found that talking on a cellphone while driving impairs one’s ability even more than driving while intoxicated. Talking on a cellphone and other driving distractions pose a major hazard to everyone on the road.
Floods, lightning strikes and other common storms can endanger your home, but you also need to consider the risks of the wind damage that accompanies these weather events. High winds can cause significant damage to your home’s roof, windows, doors and siding. And since wind is usually just one factor of dangerous storms, any wind damage could create openings that would further expose your home.
Here are some ways you can protect your home:
- Roof—Inspect your roof from the ground to ensure it’s fully covered. If you notice any damage, you should consider having it inspected professionally to ensure it’s up to code and that all of the shingles are secure.
- Doors—Make sure your doors are made of a strong substance that isn’t heavy enough to present a risk if it’s torn off, such as solid wood or a hollow metal. You can also secure your existing doors by installing additional hinges or deadbolts.
- Windows—Install impact-resistant shutters on large windows to protect your home from changes in air pressure and flying objects.
- Yard—Remove any trees or other foliage that could come loose and fall on your home in high winds.
After a storm passes, you should inspect your home for damage as soon as possible. Contact Tooher-Ferraris 203.834.5900 if you need to make a claim or have questions about your insurance coverage for wind damage.
Celebrating the holiday season with colorful lights and a tree can add more than just sparkle to the festivities—they are also a fire hazard. In fact, according to the National Fire Protection Association, a higher percentage of home fires occur during the holiday season.
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Hurricanes, fires and other disasters can cause widespread devastation that threatens the safety of your family and home. But once a disaster passes, you and your family aren’t necessarily out of danger. Read the attached article to learn helpful tips for inspecting and repairing your home after a disaster.
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