Commercial Property Insurance

Protects your business’s physical assets, including buildings, equipment, inventory, and furniture, against risks such as fire, theft, and natural disasters. 

Other Commercial Property Insurance Solutions:

• Business Interruption Insurance

• Equipment Breakdown Insurance

• Flood/Storm Coverage (if not included)

• Inland Marine Insurance (for movable property)

• Cyber Property Insurance (for digital assets)

 

General Liability Insurance

Shields your business from financial loss due to claims of injury, property damage, or negligence.

Other General Liability Insurance Solutions:

• Product Liability Insurance (for businesses that sell products)

• Premises Liability (for accidents occurring on the business property)

• Completed Operations Coverage

• Liquor Liability (for businesses that serve alcohol)

• Advertising Liability

Workers' Compensation Insurance

Provides medical benefits and wage replacement to employees who are injured or become ill due to their job. This coverage not only protects your employees but also reduces the risk of lawsuits related to workplace injuries.

• Employer’s Liability Insurance

• Occupational Accident Insurance

• Disability Benefits

Business Interruption Insurance

Provides financial support to cover lost income and operating expenses when your business is temporarily unable to operate due to a covered event, such as a fire or natural disaster.

Executive Risk Insurance

Safeguard your executives and board members from personal losses due to wrongful act allegations. Coverage includes D&O, EPLI, and Fiduciary Liability Insurance against shareholder lawsuits, discrimination claims, and regulatory investigations.

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Professional Liability Insurance

Protect your business from claims of negligence, errors, or omissions in your professional services. Coverage includes E&O and Malpractice Insurance, safeguarding against lawsuits related to inadequate work or service failures that could lead to client financial loss.

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Commercial Auto Insurance

Protect your business vehicles with comprehensive insurance for trucks, vans, and company cars. Coverage includes fleet insurance, hired and non-owned auto insurance, cargo insurance, and trucking insurance for uninterrupted operations.

Cyber Liability Insurance

Protects your business from financial losses resulting from data breaches, cyber-attacks, and other cyber-related incidents. This coverage includes costs related to legal fees, notification expenses, and recovery of compromised data.

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Product Liability Insurance

Protects against claims of injury or damage caused by products your business manufactures or sells.

Commercial Umbrella Insurance

Offers additional liability coverage beyond the limits of your existing policies. This ensures that your business is protected against large and unexpected claims that could exceed your primary insurance limits.

Insights

November 20, 2024

Legal Alert: Don’t Forget About Your Gag Clause Attestations

When the Consolidated Appropriations Act, 2021 (the “CAA”) was enacted on December 27, 2020, it included a provision that prohibits group health plans and health insurance carriers from entering into certain agreements that, either directly or indirectly, restrict the release of certain information related to provider networks and de-identified encounter data, among other things. Such […]

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October 28, 2024

Legal Alert: Are You Prepared to Comply with the New Mental Health Parity Final Rule in 2025?

On September 9, 2024, the DOL, IRS, and HHS released a final rule for the Requirements Related to the Mental Health Parity and Addiction Equity Act (The “MHPAEA Final Rule”).  The MHPAEA Final Rule is similar to the Proposed Rule released on July 25, 2023, with some marked differences.  While the MHPAEA Final Rule is […]

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October 23, 2024

IRS Adjusts Health Flexible Spending Account and Other Benefit Limits for 2025

On October 22, 2024, the Internal Revenue Service (IRS) released Revenue Procedure 2024-40, which increases the health flexible spending account (FSA) salary reduction contribution limit to $3,300 for plan years beginning in 2025, an increase of $100 from 2024.  Thus, for health FSAs with a carryover feature, the maximum carryover amount is $660 (20% of […]

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October 21, 2024

The Financial Benefits of Offering Additional Health Plans

Employers are increasingly aware of the need to provide flexible and comprehensive health benefits to attract and retain top talent. While offering multiple health plan options may seem like an added expense, it can actually lead to significant cost savings for companies in the long run. By catering to the diverse needs of employees, employers […]

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October 21, 2024

What You Need to Know About Executive & Professional Liability Insurance

As a business executive, the decisions you make can significantly impact your company and stakeholders. In today’s increasingly litigious environment, even the most experienced professionals face legal risks that could potentially derail their careers. For executives, having the right professional liability coverage is crucial. This guide highlights key coverage details, industry-specific needs, and strategies to mitigate […]

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October 21, 2024

How to Choose the Right Commercial Truck Insurance

The transportation industry is the backbone of commerce, moving goods across vast distances to ensure supply chains stay intact. If your business relies on a fleet of trucks, ensuring they are protected is very important to your bottom line. Commercial vehicle insurance helps you comply with legal requirements and safeguards your operations from financial pitfalls in case […]

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Ready to Secure Your Business?

Your business deserves the best protection available. Contact us today to discuss your specific needs and how we can tailor a comprehensive insurance package for you. Our friendly, knowledgeable staff is here to assist you every step of the way.

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