Compliance and Safety

OSHA Safety Reporting Guides/Manuals/Policies

Provides guidance and resources to ensure compliance with OSHA regulations. Helps develop and maintain safety protocols and documentation to protect your workforce and reduce risk.

Loss Control & Safety Programs

Develops and implements safety programs to minimize risk and enhance workplace safety. Includes strategies for accident prevention and risk management tailored to the construction environment.

WC Audit Assistance

Offers support and expertise in auditing workers’ compensation policies. Helps identify discrepancies, ensure accurate premium calculations, and address audit-related issues.

Financial Protection

Bonds

Covers financial obligations and ensures project completion as per contractual requirements. Protects against risks related to project defaults and contractor performance issues.

Builders Risk Policies

Offers coverage for property and equipment during the construction phase. Protects against risks such as fire, theft, and weather damage, ensuring financial security for building projects.

OCP Policies

Covers contractor’s operations liability, including risks associated with completed work and potential damage claims. Ensures protection for contractors against third-party claims related to operational errors.

Risk Management

Workers Compensation

Provides coverage for medical expenses and lost wages for employees injured on the job. Ensures compliance with legal requirements and financial protection for workforce-related injuries.

Subcontractor Risk Management

Manages risks associated with subcontractor performance and liabilities. Includes assessing subcontractor insurance coverage and ensuring compliance with contract requirements.

Professional Liability

Provides coverage for errors and omissions in professional services. Protects against claims of negligence or inadequate work in providing professional advice and services.

Contractors E&O (Errors & Omissions)

Covers financial losses due to errors or omissions in the contractor’s work. Ensures protection against claims arising from professional mistakes or oversights.

Insights

November 20, 2024

Legal Alert: Don’t Forget About Your Gag Clause Attestations

When the Consolidated Appropriations Act, 2021 (the “CAA”) was enacted on December 27, 2020, it included a provision that prohibits group health plans and health insurance carriers from entering into certain agreements that, either directly or indirectly, restrict the release of certain information related to provider networks and de-identified encounter data, among other things. Such […]

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October 28, 2024

Legal Alert: Are You Prepared to Comply with the New Mental Health Parity Final Rule in 2025?

On September 9, 2024, the DOL, IRS, and HHS released a final rule for the Requirements Related to the Mental Health Parity and Addiction Equity Act (The “MHPAEA Final Rule”).  The MHPAEA Final Rule is similar to the Proposed Rule released on July 25, 2023, with some marked differences.  While the MHPAEA Final Rule is […]

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October 23, 2024

IRS Adjusts Health Flexible Spending Account and Other Benefit Limits for 2025

On October 22, 2024, the Internal Revenue Service (IRS) released Revenue Procedure 2024-40, which increases the health flexible spending account (FSA) salary reduction contribution limit to $3,300 for plan years beginning in 2025, an increase of $100 from 2024.  Thus, for health FSAs with a carryover feature, the maximum carryover amount is $660 (20% of […]

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October 21, 2024

The Financial Benefits of Offering Additional Health Plans

Employers are increasingly aware of the need to provide flexible and comprehensive health benefits to attract and retain top talent. While offering multiple health plan options may seem like an added expense, it can actually lead to significant cost savings for companies in the long run. By catering to the diverse needs of employees, employers […]

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October 21, 2024

What You Need to Know About Executive & Professional Liability Insurance

As a business executive, the decisions you make can significantly impact your company and stakeholders. In today’s increasingly litigious environment, even the most experienced professionals face legal risks that could potentially derail their careers. For executives, having the right professional liability coverage is crucial. This guide highlights key coverage details, industry-specific needs, and strategies to mitigate […]

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October 21, 2024

How to Choose the Right Commercial Truck Insurance

The transportation industry is the backbone of commerce, moving goods across vast distances to ensure supply chains stay intact. If your business relies on a fleet of trucks, ensuring they are protected is very important to your bottom line. Commercial vehicle insurance helps you comply with legal requirements and safeguards your operations from financial pitfalls in case […]

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Ready to Secure Your Business?

Your business deserves the best protection available. Contact us today to discuss your specific needs and how we can tailor a comprehensive insurance package for you. Our friendly, knowledgeable staff is here to assist you every step of the way.

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