Compliance and Safety

OSHA Safety Reporting Guides/Manuals/Policies

Provides guidance and resources to ensure compliance with OSHA regulations. Helps develop and maintain safety protocols and documentation to protect your workforce and reduce risk.

Loss Control & Safety Programs

Develops and implements safety programs to minimize risk and enhance workplace safety. Includes strategies for accident prevention and risk management tailored to the construction environment.

WC Audit Assistance

Offers support and expertise in auditing workers’ compensation policies. Helps identify discrepancies, ensure accurate premium calculations, and address audit-related issues.

Financial Protection

Bonds

Covers financial obligations and ensures project completion as per contractual requirements. Protects against risks related to project defaults and contractor performance issues.

Builders Risk Policies

Offers coverage for property and equipment during the construction phase. Protects against risks such as fire, theft, and weather damage, ensuring financial security for building projects.

OCP Policies

Covers contractor’s operations liability, including risks associated with completed work and potential damage claims. Ensures protection for contractors against third-party claims related to operational errors.

Risk Management

Workers Compensation

Provides coverage for medical expenses and lost wages for employees injured on the job. Ensures compliance with legal requirements and financial protection for workforce-related injuries.

Subcontractor Risk Management

Manages risks associated with subcontractor performance and liabilities. Includes assessing subcontractor insurance coverage and ensuring compliance with contract requirements.

Professional Liability

Provides coverage for errors and omissions in professional services. Protects against claims of negligence or inadequate work in providing professional advice and services.

Contractors E&O (Errors & Omissions)

Covers financial losses due to errors or omissions in the contractor’s work. Ensures protection against claims arising from professional mistakes or oversights.

Insights

December 17, 2024

Rising Healthcare Costs: What’s Driving the Trend in 2025?

Key Drivers of 2025 Healthcare Cost Increases Healthcare costs are climbing at an alarming rate, outpacing inflation and wage growth. According to PwC’s Health Research Institute, healthcare spending is projected to grow at a 7% annual rate by 2025—a figure that places significant financial pressure on individuals, employers, and the healthcare system as a whole. […]

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December 17, 2024

AI and Employee Assistance Programs (EAPs): Transforming Mental Health Support in the Workplace

How AI is Shaping the Future of Workplace Mental Health Not long ago, addressing workplace stress, anxiety, or burnout often meant furtive calls from secluded offices or the apprehension of being stigmatized for seeking help. Fast forward to today, and the narrative is changing. Businesses are placing employee well-being front and center, and a significant […]

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December 10, 2024

Drive Other Car Coverage: What It Is and Why You Need It

When it comes to auto insurance, most people assume their personal policy will cover them in every situation. However, for individuals or businesses that rely on vehicles not personally owned—such as company cars or rental vehicles—this assumption could lead to costly gaps in coverage. That’s where Drive Other Car (DOC) Coverage comes into play. DOC coverage […]

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December 10, 2024

E&O Coverage for Builders: Why It’s Not Just About Design Mistakes

Errors and Omissions (E&O) insurance is often associated with protecting against design-related errors, but it goes far beyond that for builders. Subcontractors bring specialized expertise to construction projects, from electrical wiring and plumbing to HVAC installations and interior finishes. While this division of labor boosts efficiency and quality, it also introduces potential liability for errors […]

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December 10, 2024

Tooher-Ferraris Insurance Group Expands Arborists Insurance Program for Tree Care Specialists

The company offers tailored insurance, employee benefits, and risk management solutions to protect its clients and help them grow with confidence. Wilton, CT— 11/26/24: Tooher-Ferraris Insurance Group, a trusted insurance partner for thousands of businesses and individuals, is excited to announce the expansion of its Arborists Insurance Program for tree care specialists. With over 90 […]

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December 10, 2024

Equine Insurance Solutions for Breeders, Riders, and Trainers

Horses are a significant financial and emotional investment, and the costs associated with their care, training, and competition can be substantial. However, the risks involved in the equestrian world are equally significant. Injuries, illnesses, accidents, and even theft can result in devastating losses. Equine insurance provides a safety net, protecting you against these risks. For […]

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Ready to Secure Your Business?

Your business deserves the best protection available. Contact us today to discuss your specific needs and how we can tailor a comprehensive insurance package for you. Our friendly, knowledgeable staff is here to assist you every step of the way.

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