Our Employee Benefits Services

We offer various employee benefits service designed to meet your business’s unique needs. Whether you’re a small business aiming to set up a benefits program for the first time or a large corporation looking to enhance an existing plan, we have the knowledge and experience to assist you.

Health & Welfare

  • Group Health Insurance
    • Medical, Dental & Vision
    • Prescription Drug
    • Fully Insured Plans
    • Partially Self-Funded/Level Funded
    • FSA/HRA/HSA
    • Telemedicine

  • Group Ancillary Insurance
    • Accidental Death & Dismemberment
    • Basic Life
    • Dental/Vision
    • Short Term/Long Term Disability
    • Employee Assistance Programs

 

  • Voluntary Employee Benefits

Employee Benefits Strategy and Consulting

We provide “best-in-class” insurance solutions tailored to develop a competitive benefits program that not only attracts but also retains top talent. Our approach ensures measurable results that maximize your ROI and foster a culture of well-being throughout your organization, enhancing both employee satisfaction and corporate health.

Employer Services

  • Enrollment Support
  • HR Resources
  • Actuarial Consulting
  • Financial Reporting
  • Plan & Contribution Strategy
  • Renewal Support & Negotiation
  • Employee Education
  • Benefits Communication Tools
  • COBRA Services and Support

Benefit Advisors Network (BAN): A Trusted Partnership

When you partner with Tooher-Ferraris Insurance Group, you gain more than our expertise. You tap into a national network through the Benefit Advisors Network (BAN), which includes some of the most experienced benefits advisors, consultants, and thought leaders nationwide. This powerful collaboration ensures that our clients are supported by the resources and capabilities of one of the nation’s premier networks of independent benefits consultants.

Together, We Create Successful Outcomes

Our goal is to help you grow. Whether your workforce is 50 or 50,000, our benefits experts operate like your team members because that’s the level of partnership your workforce deserves.

  • Customized Solutions
    Benefit packages are designed to meet each client’s specific needs, ensuring relevance and effectiveness across all workforce sizes.
  • Expert Guidance
    Benefit from our deep industry knowledge and experienced specialists who provide strategic insights and solutions and act as an integral part of your team.
  • Growth Support
    Our proactive strategies are crafted to scale with your business, enhancing employee satisfaction and managing costs effectively through each growth stage.
  • Comprehensive Partnership
    We offer unwavering support, from initial strategy formation to ongoing management, ensuring compliance and streamlined benefits administration.

Let’s Build Your Employee Benefits Program

Your employees are your most valuable asset, and offering a competitive benefits package is key to keeping them engaged and motivated. Tooher-Ferraris Insurance Group is here to help you design a benefits program that meets your business objectives and supports your workforce.

Contact us to see how we can create an impressive employee benefits strategy and provide comprehensive solutions tailored to your needs.

Insights

January 17, 2025

Best Practices for Condo Boards in 2025

It’s a bright morning at your condo association’s annual meeting, and the board is discussing the upcoming budget. Everything seems in order until someone brings up the unexpected: a slip-and-fall lawsuit filed by a visitor in the common area. The board scrambles to review its insurance coverage. Does the master policy cover this? What about […]

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January 17, 2025

Evolving Liability Risks: What Businesses Need to Know in 2025

Imagine this: You’re the CEO of a thriving tech company. Your AI-driven software just won a prestigious award for innovation, and your team celebrates its growing impact in the market. But weeks later, a lawsuit lands on your desk. The allegation? Bias in your algorithm led to discriminatory outcomes for users, and now your company […]

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January 17, 2025

Top Employee Benefits Questions for 2025: Expert Answers to the Biggest Challenges

Employee benefits are at the core of attracting and retaining top talent for businesses of all sizes. From new compliance regulations to shifting workforce priorities, employers face challenges in designing effective benefits programs. To help you navigate these changes, we’ve asked our Employee Benefits team to share their insight into some of the most pressing […]

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January 17, 2025

Making the Switch: Transitioning from Fully Insured to Self-Funded Health Plans

As businesses look for innovative ways to manage rising healthcare costs and offer competitive benefits, many are transitioning from fully insured health plans to self-funded models. Self-funding allows employers to take greater control over their benefits program, customize coverage, and potentially reduce expenses. However, this shift also comes with its share of challenges. If you’re […]

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Planning for the Unexpected: Umbrella Insurance and Excess Liability Coverage

For high-net-worth individuals (HNWIs), managing financial risk extends far beyond insuring homes and vehicles. With substantial assets, multiple properties, and a public lifestyle, the potential for liability exposure increases significantly. One costly lawsuit or accident could jeopardize the wealth you’ve worked hard to build. Umbrella insurance and excess liability coverage offer a safety net, providing […]

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January 17, 2025

Safeguarding Recreational Lifestyles: Insuring Yachts, Jets, and Exotic Cars

Imagine this: a serene day on your yacht suddenly disrupted by an accidental collision at the marina, a private jet grounded due to an unexpected mechanical failure, or an exotic car involved in a minor mishap requiring specialized repairs. For high-net-worth individuals, these assets symbolize much more than luxury—they’re milestones of success, passions brought to […]

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