Our Employee Benefits Services

We offer various employee benefits service designed to meet your business’s unique needs. Whether you’re a small business aiming to set up a benefits program for the first time or a large corporation looking to enhance an existing plan, we have the knowledge and experience to assist you.

Health & Welfare

  • Group Health Insurance
    • Medical, Dental & Vision
    • Prescription Drug
    • Fully Insured Plans
    • Partially Self-Funded/Level Funded
    • FSA/HRA/HSA
    • Telemedicine

  • Group Ancillary Insurance
    • Accidental Death & Dismemberment
    • Basic Life
    • Dental/Vision
    • Short Term/Long Term Disability
    • Employee Assistance Programs

 

  • Voluntary Employee Benefits

Employee Benefits Strategy and Consulting

We provide “best-in-class” insurance solutions tailored to develop a competitive benefits program that not only attracts but also retains top talent. Our approach ensures measurable results that maximize your ROI and foster a culture of well-being throughout your organization, enhancing both employee satisfaction and corporate health.

Employer Services

  • Enrollment Support
  • HR Resources
  • Actuarial Consulting
  • Financial Reporting
  • Plan & Contribution Strategy
  • Renewal Support & Negotiation
  • Employee Education
  • Benefits Communication Tools
  • COBRA Services and Support

Benefit Advisors Network (BAN): A Trusted Partnership

When you partner with Tooher-Ferraris Insurance Group, you gain more than our expertise. You tap into a national network through the Benefit Advisors Network (BAN), which includes some of the most experienced benefits advisors, consultants, and thought leaders nationwide. This powerful collaboration ensures that our clients are supported by the resources and capabilities of one of the nation’s premier networks of independent benefits consultants.

Together, We Create Successful Outcomes

Our goal is to help you grow. Whether your workforce is 50 or 50,000, our benefits experts operate like your team members because that’s the level of partnership your workforce deserves.

  • Customized Solutions
    Benefit packages are designed to meet each client’s specific needs, ensuring relevance and effectiveness across all workforce sizes.
  • Expert Guidance
    Benefit from our deep industry knowledge and experienced specialists who provide strategic insights and solutions and act as an integral part of your team.
  • Growth Support
    Our proactive strategies are crafted to scale with your business, enhancing employee satisfaction and managing costs effectively through each growth stage.
  • Comprehensive Partnership
    We offer unwavering support, from initial strategy formation to ongoing management, ensuring compliance and streamlined benefits administration.

Let’s Build Your Employee Benefits Program

Your employees are your most valuable asset, and offering a competitive benefits package is key to keeping them engaged and motivated. Tooher-Ferraris Insurance Group is here to help you design a benefits program that meets your business objectives and supports your workforce.

Contact us to see how we can create an impressive employee benefits strategy and provide comprehensive solutions tailored to your needs.

Insights

May 7, 2025

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In Rev. Proc. 2025-19, the IRS released the inflation adjusted amounts for 2026 relevant to Health Savings Accounts (HSAs) and high deductible health plans (HDHPs). The table below summarizes those adjustments and other applicable limits.   2026 2025 Change Annual HSA Contribution Limit (employer and employee) Self-only: $4,400 Family: $8,750 Self-only: $4,300 Family: $8,550 Self-only: […]

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The Power of Data: How Smart Plan Sponsors Use Analytics to Control Costs and Shape the Future of Health Care

Health care costs continue to rise at an unsustainable pace. For employers offering health plans, this upward pressure threatens not only budgets but also the ability to provide high-quality, competitive benefits. Yet some of the most successful plan sponsors are not only managing costs but actively bending the health trend. How? Through sophisticated use of […]

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