Our Employee Benefits Services

We offer various employee benefits service designed to meet your business’s unique needs. Whether you’re a small business aiming to set up a benefits program for the first time or a large corporation looking to enhance an existing plan, we have the knowledge and experience to assist you.

Health & Welfare

  • Group Health Insurance
    • Medical, Dental & Vision
    • Prescription Drug
    • Fully Insured Plans
    • Partially Self-Funded/Level Funded
    • FSA/HRA/HSA
    • Telemedicine

  • Group Ancillary Insurance
    • Accidental Death & Dismemberment
    • Basic Life
    • Dental/Vision
    • Short Term/Long Term Disability
    • Employee Assistance Programs

 

  • Voluntary Employee Benefits

Employee Benefits Strategy and Consulting

We provide “best-in-class” insurance solutions tailored to develop a competitive benefits program that not only attracts but also retains top talent. Our approach ensures measurable results that maximize your ROI and foster a culture of well-being throughout your organization, enhancing both employee satisfaction and corporate health.

Employer Services

  • Enrollment Support
  • HR Resources
  • Actuarial Consulting
  • Financial Reporting
  • Plan & Contribution Strategy
  • Renewal Support & Negotiation
  • Employee Education
  • Benefits Communication Tools
  • COBRA Services and Support

Benefit Advisors Network (BAN): A Trusted Partnership

When you partner with Tooher-Ferraris Insurance Group, you gain more than our expertise. You tap into a national network through the Benefit Advisors Network (BAN), which includes some of the most experienced benefits advisors, consultants, and thought leaders nationwide. This powerful collaboration ensures that our clients are supported by the resources and capabilities of one of the nation’s premier networks of independent benefits consultants.

Together, We Create Successful Outcomes

Our goal is to help you grow. Whether your workforce is 50 or 50,000, our benefits experts operate like your team members because that’s the level of partnership your workforce deserves.

  • Customized Solutions
    Benefit packages are designed to meet each client’s specific needs, ensuring relevance and effectiveness across all workforce sizes.
  • Expert Guidance
    Benefit from our deep industry knowledge and experienced specialists who provide strategic insights and solutions and act as an integral part of your team.
  • Growth Support
    Our proactive strategies are crafted to scale with your business, enhancing employee satisfaction and managing costs effectively through each growth stage.
  • Comprehensive Partnership
    We offer unwavering support, from initial strategy formation to ongoing management, ensuring compliance and streamlined benefits administration.

Let’s Build Your Employee Benefits Program

Your employees are your most valuable asset, and offering a competitive benefits package is key to keeping them engaged and motivated. Tooher-Ferraris Insurance Group is here to help you design a benefits program that meets your business objectives and supports your workforce.

Contact us to see how we can create an impressive employee benefits strategy and provide comprehensive solutions tailored to your needs.

Insights

December 17, 2024

Rising Healthcare Costs: What’s Driving the Trend in 2025?

Key Drivers of 2025 Healthcare Cost Increases Healthcare costs are climbing at an alarming rate, outpacing inflation and wage growth. According to PwC’s Health Research Institute, healthcare spending is projected to grow at a 7% annual rate by 2025—a figure that places significant financial pressure on individuals, employers, and the healthcare system as a whole. […]

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December 17, 2024

AI and Employee Assistance Programs (EAPs): Transforming Mental Health Support in the Workplace

How AI is Shaping the Future of Workplace Mental Health Not long ago, addressing workplace stress, anxiety, or burnout often meant furtive calls from secluded offices or the apprehension of being stigmatized for seeking help. Fast forward to today, and the narrative is changing. Businesses are placing employee well-being front and center, and a significant […]

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December 10, 2024

Drive Other Car Coverage: What It Is and Why You Need It

When it comes to auto insurance, most people assume their personal policy will cover them in every situation. However, for individuals or businesses that rely on vehicles not personally owned—such as company cars or rental vehicles—this assumption could lead to costly gaps in coverage. That’s where Drive Other Car (DOC) Coverage comes into play. DOC coverage […]

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December 10, 2024

E&O Coverage for Builders: Why It’s Not Just About Design Mistakes

Errors and Omissions (E&O) insurance is often associated with protecting against design-related errors, but it goes far beyond that for builders. Subcontractors bring specialized expertise to construction projects, from electrical wiring and plumbing to HVAC installations and interior finishes. While this division of labor boosts efficiency and quality, it also introduces potential liability for errors […]

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December 10, 2024

Tooher-Ferraris Insurance Group Expands Arborists Insurance Program for Tree Care Specialists

The company offers tailored insurance, employee benefits, and risk management solutions to protect its clients and help them grow with confidence. Wilton, CT— 11/26/24: Tooher-Ferraris Insurance Group, a trusted insurance partner for thousands of businesses and individuals, is excited to announce the expansion of its Arborists Insurance Program for tree care specialists. With over 90 […]

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December 10, 2024

Equine Insurance Solutions for Breeders, Riders, and Trainers

Horses are a significant financial and emotional investment, and the costs associated with their care, training, and competition can be substantial. However, the risks involved in the equestrian world are equally significant. Injuries, illnesses, accidents, and even theft can result in devastating losses. Equine insurance provides a safety net, protecting you against these risks. For […]

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