Covers legal liabilities associated with the operation of horse stables, protecting against claims arising from accidents or injuries on the property.
Provides coverage for horses under the care, custody, or control of the insured, protecting against damage or loss while in their possession.
Offers additional liability protection beyond standard coverage limits, providing an extra layer of security against significant claims or lawsuits.
Covers property and liability for horse farms, including barns, equipment, and business operations, ensuring protection against various risks.
Provides insurance for riding clubs and equestrian associations, covering liability and operational risks associated with club activities and events.
Offers coverage for facilities that board horses, protecting against liabilities and damages related to the care and accommodation of boarded horses.
Covers programs and activities related to therapeutic riding, providing protection for both the participants and the facilities involved.
Provides insurance for equine breeders, covering risks associated with breeding operations, including liability and loss related to breeding activities.
Covers medical expenses and legal liabilities related to employee injuries on the job, ensuring compliance and protection for workers in the equine industry.
When the Consolidated Appropriations Act, 2021 (the “CAA”) was enacted on December 27, 2020, it included a provision that prohibits group health plans and health insurance carriers from entering into certain agreements that, either directly or indirectly, restrict the release of certain information related to provider networks and de-identified encounter data, among other things. Such […]
On September 9, 2024, the DOL, IRS, and HHS released a final rule for the Requirements Related to the Mental Health Parity and Addiction Equity Act (The “MHPAEA Final Rule”). The MHPAEA Final Rule is similar to the Proposed Rule released on July 25, 2023, with some marked differences. While the MHPAEA Final Rule is […]
On October 22, 2024, the Internal Revenue Service (IRS) released Revenue Procedure 2024-40, which increases the health flexible spending account (FSA) salary reduction contribution limit to $3,300 for plan years beginning in 2025, an increase of $100 from 2024. Thus, for health FSAs with a carryover feature, the maximum carryover amount is $660 (20% of […]
Employers are increasingly aware of the need to provide flexible and comprehensive health benefits to attract and retain top talent. While offering multiple health plan options may seem like an added expense, it can actually lead to significant cost savings for companies in the long run. By catering to the diverse needs of employees, employers […]
As a business executive, the decisions you make can significantly impact your company and stakeholders. In today’s increasingly litigious environment, even the most experienced professionals face legal risks that could potentially derail their careers. For executives, having the right professional liability coverage is crucial. This guide highlights key coverage details, industry-specific needs, and strategies to mitigate […]
The transportation industry is the backbone of commerce, moving goods across vast distances to ensure supply chains stay intact. If your business relies on a fleet of trucks, ensuring they are protected is very important to your bottom line. Commercial vehicle insurance helps you comply with legal requirements and safeguards your operations from financial pitfalls in case […]
Your business deserves the best protection available. Contact us today to discuss your specific needs and how we can tailor a comprehensive insurance package for you. Our friendly, knowledgeable staff is here to assist you every step of the way.