Liability and Protection

Stable Liability

Covers legal liabilities associated with the operation of horse stables, protecting against claims arising from accidents or injuries on the property.

Care, Custody & Control

Provides coverage for horses under the care, custody, or control of the insured, protecting against damage or loss while in their possession.

Umbrella

Offers additional liability protection beyond standard coverage limits, providing an extra layer of security against significant claims or lawsuits.

Business and Operations

Horse Farms

Covers property and liability for horse farms, including barns, equipment, and business operations, ensuring protection against various risks.

Riding Clubs & Associations

Provides insurance for riding clubs and equestrian associations, covering liability and operational risks associated with club activities and events.

Boarding

Offers coverage for facilities that board horses, protecting against liabilities and damages related to the care and accommodation of boarded horses.

Specialized Equine Needs

Therapeutic Riding

Covers programs and activities related to therapeutic riding, providing protection for both the participants and the facilities involved.

Breeders

Provides insurance for equine breeders, covering risks associated with breeding operations, including liability and loss related to breeding activities.

Workers Compensation & Employer Liability

Covers medical expenses and legal liabilities related to employee injuries on the job, ensuring compliance and protection for workers in the equine industry.

Insights

January 17, 2025

Best Practices for Condo Boards in 2025

It’s a bright morning at your condo association’s annual meeting, and the board is discussing the upcoming budget. Everything seems in order until someone brings up the unexpected: a slip-and-fall lawsuit filed by a visitor in the common area. The board scrambles to review its insurance coverage. Does the master policy cover this? What about […]

Read More
January 17, 2025

Evolving Liability Risks: What Businesses Need to Know in 2025

Imagine this: You’re the CEO of a thriving tech company. Your AI-driven software just won a prestigious award for innovation, and your team celebrates its growing impact in the market. But weeks later, a lawsuit lands on your desk. The allegation? Bias in your algorithm led to discriminatory outcomes for users, and now your company […]

Read More
January 17, 2025

Top Employee Benefits Questions for 2025: Expert Answers to the Biggest Challenges

Employee benefits are at the core of attracting and retaining top talent for businesses of all sizes. From new compliance regulations to shifting workforce priorities, employers face challenges in designing effective benefits programs. To help you navigate these changes, we’ve asked our Employee Benefits team to share their insight into some of the most pressing […]

Read More
January 17, 2025

Making the Switch: Transitioning from Fully Insured to Self-Funded Health Plans

As businesses look for innovative ways to manage rising healthcare costs and offer competitive benefits, many are transitioning from fully insured health plans to self-funded models. Self-funding allows employers to take greater control over their benefits program, customize coverage, and potentially reduce expenses. However, this shift also comes with its share of challenges. If you’re […]

Read More
January 17, 2025

Planning for the Unexpected: Umbrella Insurance and Excess Liability Coverage

For high-net-worth individuals (HNWIs), managing financial risk extends far beyond insuring homes and vehicles. With substantial assets, multiple properties, and a public lifestyle, the potential for liability exposure increases significantly. One costly lawsuit or accident could jeopardize the wealth you’ve worked hard to build. Umbrella insurance and excess liability coverage offer a safety net, providing […]

Read More
January 17, 2025

Safeguarding Recreational Lifestyles: Insuring Yachts, Jets, and Exotic Cars

Imagine this: a serene day on your yacht suddenly disrupted by an accidental collision at the marina, a private jet grounded due to an unexpected mechanical failure, or an exotic car involved in a minor mishap requiring specialized repairs. For high-net-worth individuals, these assets symbolize much more than luxury—they’re milestones of success, passions brought to […]

Read More

Ready to Secure Your Business?

Your business deserves the best protection available. Contact us today to discuss your specific needs and how we can tailor a comprehensive insurance package for you. Our friendly, knowledgeable staff is here to assist you every step of the way.

Skip to content document.addEventListener('DOMContentLoaded', function() { var videos = document.querySelectorAll('video.wp-video-shortcode'); videos.forEach(function(video) { video.muted = true; }); });