Key Benefits of Event Insurance

1. Cancellation Coverage

Life is unpredictable, and circumstances beyond your control can force you to cancel or postpone your event. Whether due to severe weather, sudden illness, or a vendor no-show, our cancellation coverage protects your financial investment, reimbursing non-refundable deposits and expenses.

2. Liability Protection

If a guest is injured at your event or the property is damaged, you could be held responsible. Tooher-Ferraris event insurance includes comprehensive liability coverage, safeguarding you from potentially costly lawsuits and medical expenses.

3. Property Damage

Accidents happen, and expensive equipment, décor, or venues can be damaged during an event. Our insurance protects against damage to rented property or venues, ensuring that you aren’t stuck with hefty repair bills.

4. Vendor Failure

If a key vendor—such as the photographer or caterer—fails to show up or deliver services as promised, our vendor failure coverage ensures that you can recover lost funds and continue with your event with minimal disruption.

5. Special Coverage for High-Value Events

Planning a high-value event, like a luxury wedding or major corporate conference? We offer tailored solutions for high-profile, high-cost events, ensuring that every detail is protected, from the smallest decoration to the most expensive equipment.

Types of Events We Cover

1. Weddings

  • A wedding is a once-in-a-lifetime event, and Tooher-Ferraris is here to help ensure that nothing disrupts your big day. From protecting your venue deposit to safeguarding against vendor mishaps, our wedding insurance has you covered.

2. Corporate Events

  • Whether you’re hosting a product launch, a corporate retreat, or a holiday party, your business reputation is on the line. We offer comprehensive insurance to ensure that your event will still shine, even in the face of unexpected disruptions.

3. Non-Profit Fundraisers

  • Fundraisers are often mission-critical for non-profit organizations, and any disruption could jeopardize your cause. Tooher-Ferraris offers event insurance specifically designed for non-profits, including protection against loss of fundraising revenue due to event cancellation.

4. Private Parties and Celebrations

  • From milestone birthday parties to anniversary celebrations, protect your private event from unexpected costs due to cancellations, accidents, or property damage.

Comprehensive Protection for Every Event Size

Whether you’re hosting an intimate gathering or a large-scale corporate conference, Tooher-Ferraris offers event insurance plans tailored to fit events of all sizes. Our scalable solutions ensure that no matter the number of guests or the complexity of your event, you’re fully covered.

Tailored Insurance for Unique Event Needs

Every event is different, and so are the risks involved. Tooher-Ferraris takes a personalized approach to event insurance, crafting policies that match your specific event requirements, including destination events, luxury weddings, and corporate functions.

Event Insurance You Can Trust

With decades of industry experience, Tooher-Ferraris Insurance Group is a name you can trust. Our dedicated team of specialists will guide you through every step of the insurance process, ensuring that you’re protected from the unexpected with the best coverage available.

Get a Quote Today

Securing the right commercial property insurance is crucial for protecting your business’s future. Contact Tooher-Ferraris Insurance Group today to learn more about our comprehensive insurance solutions and to get a customized quote.

Call us at (203) 834-5900 or fill out our online quote form to get started.

Frequently Asked Questions (FAQs)

What does event insurance cover?

Event insurance typically covers event cancellation or postponement, property damage, personal liability, and sometimes additional elements like vendor failure or adverse weather. Our policies can be customized based on your specific event needs.

Do I need event insurance if my venue has insurance?

Yes. While your venue may have its own insurance, it usually only covers damages to its property. Event insurance protects you personally from liability and can cover damages to rented equipment or third-party property.

How much does event insurance cost?

The cost of event insurance varies depending on factors such as the type of event, the number of attendees, and the location. Contact us for a personalized quote that fits your budget.

When should I purchase event insurance?

It’s recommended to purchase event insurance as early as possible, ideally when you start booking venues and vendors. This ensures you’re protected in case any issues arise during the planning process.

Does event insurance cover weather-related cancellations?

Yes, weather-related cancellations are typically covered under our event insurance policies. However, certain conditions apply, and it’s important to review the specifics of your policy with one of our agents.

Can I get event insurance for a destination wedding?

Absolutely! We offer event insurance for both domestic and international events. Speak with one of our representatives to tailor a plan for your destination wedding or event.

What if a vendor doesn't show up?

Vendor failure coverage protects you financially if a key vendor, such as a caterer, entertainer, or photographer, fails to show up or perform their services as agreed. This coverage can help cover lost deposits or the cost of finding a replacement.

How does liability coverage work for events?

Liability coverage protects you if someone is injured at your event or if property is damaged. It covers legal fees, medical costs, and settlements in the event of a lawsuit.

How to Get Started

Securing event insurance with Tooher-Ferraris is simple. Contact our team of specialists to discuss your event details, and we’ll work with you to craft a personalized insurance plan that fits your needs and budget.

With Tooher-Ferraris, you’re not just getting event insurance—you’re gaining a partner committed to your event’s success. Protect your event with confidence, knowing you’re covered by the best.

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