Tooher-Ferraris Insurance Group has been a trusted partner to businesses for decades, providing tailored insurance solutions. We recognize that every business is unique, with its own set of challenges and opportunities. Our commitment is to safeguard your organization and its executives by delivering insurance coverage perfectly matched to your specific needs.
Executive risk insurance is essential for safeguarding your organization against financial threats. Our coverage includes:
Protects executives from personal losses if they are sued for wrongful acts while managing the company.
Covers your business against claims made by employees alleging discrimination, wrongful termination, harassment, and other employment-related issues.
Provides protection against claims of inadequate work or negligent actions by your business.
Protects those responsible for managing employee benefit plans against claims of mismanagement.
Offers coverage for ransom and other expenses related to the kidnapping of executives or employees.
Covers legal risks associated with media content, including defamation, copyright infringement, and privacy violations.
Protects your business from losses due to criminal activities such as theft, fraud, or embezzlement.
Provides coverage for losses due to social engineering fraud, such as phishing or other deceitful tactics.
Offers protection for businesses with international operations, addressing risks that arise from operating in multiple countries.
Covers the costs associated with data breaches and cyber attacks, including notification expenses, legal fees, and loss of income.
For many businesses, traditional general liability insurance and professional liability insurance offer essential protection—but they often come with limitations. Rising premiums, rigid policy terms, slow claims processes, and frustrating exclusions can leave companies feeling powerless. As organizations grow, so do their risks. Yet, conventional insurance often struggles to keep pace, offering little flexibility or control. […]
While employee benefits are always changing, one of the most significant challenges is the escalating cost of specialty drugs. These medications, designed to treat complex and chronic conditions like cancer, rheumatoid arthritis, and multiple sclerosis, are revolutionizing patient care. However, their high price tags are placing immense pressure on employer-sponsored health plans. Understanding the drivers […]
Attracting and retaining top talent has become one of the most pressing challenges for employers. Gone are the days when offering a competitive salary alone was enough to secure long-term employee loyalty. Today’s workforce—especially younger generations—places equal, if not greater, value on the quality and variety of the benefits an employer provides. From health coverage […]
In the current business climate, change is constant and often unpredictable. Shifting workforce expectations, evolving technologies, regulatory updates, and new competitive pressures reshape how organizations operate. Adaptability has become a non-negotiable skill for HR professionals responsible for supporting their workforce and driving organizational success. Traditional HR processes, often structured in rigid, step-by-step models, struggle to […]
Construction projects are large-scale, high-stakes undertakings that involve careful coordination of multiple moving parts—contractors, subcontractors, suppliers, project owners, lenders, and regulatory bodies, just to name a few. With so many players involved, and tight deadlines and budgets at play, there’s no shortage of risks that can threaten the project’s timeline, financial stability, or overall success. […]
Hosting an event—whether it’s a corporate conference, a community festival, or even a wedding—is an exciting yet expensive undertaking. While the focus is often on guest experience, logistics, and coordination, the reality is that behind every successful event lies a web of potential liabilities. These hidden risks can easily derail your plans, leaving you exposed […]
Your business deserves the best protection available. Contact us today to discuss your specific needs and how we can tailor a comprehensive insurance package for you. Our friendly, knowledgeable staff is here to assist you every step of the way.