Safeguarding Your Business and Executives

Tooher-Ferraris Insurance Group has been a trusted partner to businesses for decades, providing tailored insurance solutions. We recognize that every business is unique, with its own set of challenges and opportunities. Our commitment is to safeguard your organization and its executives by delivering insurance coverage perfectly matched to your specific needs.

Comprehensive Protection for Your Business and Executives

Executive risk insurance is essential for safeguarding your organization against financial threats. Our coverage includes:

Protecting Executives

Director and Officer Liability

Protects executives from personal losses if they are sued for wrongful acts while managing the company.

Covers your business against claims made by employees alleging discrimination, wrongful termination, harassment, and other employment-related issues.

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Provides protection against claims of inadequate work or negligent actions by your business.

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Safeguarding Business Operations

Protects those responsible for managing employee benefit plans against claims of mismanagement.

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Offers coverage for ransom and other expenses related to the kidnapping of executives or employees.

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Media Liability

Covers legal risks associated with media content, including defamation, copyright infringement, and privacy violations.

Financial and Cyber Security

Protects your business from losses due to criminal activities such as theft, fraud, or embezzlement.

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Social Engineering

Provides coverage for losses due to social engineering fraud, such as phishing or other deceitful tactics.

Offers protection for businesses with international operations, addressing risks that arise from operating in multiple countries.

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Data Breach/Cyber Liability

Covers the costs associated with data breaches and cyber attacks, including notification expenses, legal fees, and loss of income.

Business Insurance

Property & Casualty

Executive Risk

Technology Risk

Workers Compensation

Surety Bond

Employee Benefits

Insights

December 17, 2024

Rising Healthcare Costs: What’s Driving the Trend in 2025?

Key Drivers of 2025 Healthcare Cost Increases Healthcare costs are climbing at an alarming rate, outpacing inflation and wage growth. According to PwC’s Health Research Institute, healthcare spending is projected to grow at a 7% annual rate by 2025—a figure that places significant financial pressure on individuals, employers, and the healthcare system as a whole. […]

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December 17, 2024

AI and Employee Assistance Programs (EAPs): Transforming Mental Health Support in the Workplace

How AI is Shaping the Future of Workplace Mental Health Not long ago, addressing workplace stress, anxiety, or burnout often meant furtive calls from secluded offices or the apprehension of being stigmatized for seeking help. Fast forward to today, and the narrative is changing. Businesses are placing employee well-being front and center, and a significant […]

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December 10, 2024

Drive Other Car Coverage: What It Is and Why You Need It

When it comes to auto insurance, most people assume their personal policy will cover them in every situation. However, for individuals or businesses that rely on vehicles not personally owned—such as company cars or rental vehicles—this assumption could lead to costly gaps in coverage. That’s where Drive Other Car (DOC) Coverage comes into play. DOC coverage […]

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December 10, 2024

E&O Coverage for Builders: Why It’s Not Just About Design Mistakes

Errors and Omissions (E&O) insurance is often associated with protecting against design-related errors, but it goes far beyond that for builders. Subcontractors bring specialized expertise to construction projects, from electrical wiring and plumbing to HVAC installations and interior finishes. While this division of labor boosts efficiency and quality, it also introduces potential liability for errors […]

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December 10, 2024

Tooher-Ferraris Insurance Group Expands Arborists Insurance Program for Tree Care Specialists

The company offers tailored insurance, employee benefits, and risk management solutions to protect its clients and help them grow with confidence. Wilton, CT— 11/26/24: Tooher-Ferraris Insurance Group, a trusted insurance partner for thousands of businesses and individuals, is excited to announce the expansion of its Arborists Insurance Program for tree care specialists. With over 90 […]

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December 10, 2024

Equine Insurance Solutions for Breeders, Riders, and Trainers

Horses are a significant financial and emotional investment, and the costs associated with their care, training, and competition can be substantial. However, the risks involved in the equestrian world are equally significant. Injuries, illnesses, accidents, and even theft can result in devastating losses. Equine insurance provides a safety net, protecting you against these risks. For […]

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Ready to Secure Your Business?

Your business deserves the best protection available. Contact us today to discuss your specific needs and how we can tailor a comprehensive insurance package for you. Our friendly, knowledgeable staff is here to assist you every step of the way.

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