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Flood Insurance

Comprehensive Flood Insurance Solutions

Flooding poses a significant risk, whether it’s your home or business, even in areas not prone to natural disasters. Tooher-Ferraris Insurance Group offers expert flood insurance designed to protect your property from the unpredictable impact of flooding. Our commitment is to ensure you have the protection needed to safeguard your assets and recover quickly in the event of a flood, delivering peace of mind and financial security against water-related damages.

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Structural Damage

Covers repairs or rebuilding of your home or business’s structure caused by floodwaters, ensuring the stability and safety of your property. This includes coverage for walls, floors, and foundation repairs to restore your home to its pre-flood condition.

Contents Coverage

Covers your personal and business possessions exposed to a flood, helping you recover without significant financial setbacks.

For businesses, this includes coverage for lost income and operating expenses if your business is temporarily closed due to flooding.

Emergency Services

This covers the costs related to quick response support for emergency measures and temporary repairs to prevent further damage.

Furnace, Water Heater, and Central Air-Conditioning

Provides coverage for damage to essential systems within your home, including the furnace, water heater, and central air-conditioning, ensuring they are repaired or replaced. This helps maintain the comfort and livability of your home after a flood.

Flood Debris Clean-Up

Covers the costs associated with cleaning up debris left behind by flooding, helping to restore your property to its original condition. This includes the removal of mud and other debris that can cause further damage and health hazards.

Electrical and Plumbing Systems

This policy offers coverage for repairs to electrical and plumbing systems damaged by floodwaters, ensuring these critical systems are functional and safe. This includes replacing damaged wiring, outlets, and pipes to prevent future issues.

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Ready to Secure Your Property?

Don’t let the next storm catch you unprepared. Get a free, no-obligation quote today and discover how we can help protect your home and business in the event of a flood.

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