Offers protection against claims of bodily injury or property damage arising from construction activities, ensuring financial security for your business.
Provides bonds that guarantee the completion of projects and adherence to contractual obligations, offering peace of mind to both builders and clients.
Extends coverage limits beyond standard policies, providing additional protection against significant liability claims that could impact your business.
Covers buildings under construction, including materials and equipment, against risks like fire, theft, and natural disasters, ensuring your projects are protected.
Provides coverage for movable property and equipment used in construction, protecting against loss or damage during transit or at job sites.
Covers materials and equipment being installed in a project, ensuring they are protected from damage or loss until the project is completed.
Offers coverage for medical expenses and lost wages for employees injured on the job, ensuring compliance and protection for your workforce.
Covers vehicles used in business operations, protecting against liability and physical damage arising from accidents involving company vehicles.
Manages risks associated with subcontractors by ensuring they have appropriate insurance coverage, reducing liability for the primary contractor.
Provides coverage for pollution incidents that occur at construction sites, protecting against environmental liabilities and cleanup costs.
Offers support and guidance to ensure compliance with OSHA regulations, helping to maintain a safe and compliant work environment.
When the Consolidated Appropriations Act, 2021 (the “CAA”) was enacted on December 27, 2020, it included a provision that prohibits group health plans and health insurance carriers from entering into certain agreements that, either directly or indirectly, restrict the release of certain information related to provider networks and de-identified encounter data, among other things. Such […]
On September 9, 2024, the DOL, IRS, and HHS released a final rule for the Requirements Related to the Mental Health Parity and Addiction Equity Act (The “MHPAEA Final Rule”). The MHPAEA Final Rule is similar to the Proposed Rule released on July 25, 2023, with some marked differences. While the MHPAEA Final Rule is […]
On October 22, 2024, the Internal Revenue Service (IRS) released Revenue Procedure 2024-40, which increases the health flexible spending account (FSA) salary reduction contribution limit to $3,300 for plan years beginning in 2025, an increase of $100 from 2024. Thus, for health FSAs with a carryover feature, the maximum carryover amount is $660 (20% of […]
Employers are increasingly aware of the need to provide flexible and comprehensive health benefits to attract and retain top talent. While offering multiple health plan options may seem like an added expense, it can actually lead to significant cost savings for companies in the long run. By catering to the diverse needs of employees, employers […]
As a business executive, the decisions you make can significantly impact your company and stakeholders. In today’s increasingly litigious environment, even the most experienced professionals face legal risks that could potentially derail their careers. For executives, having the right professional liability coverage is crucial. This guide highlights key coverage details, industry-specific needs, and strategies to mitigate […]
The transportation industry is the backbone of commerce, moving goods across vast distances to ensure supply chains stay intact. If your business relies on a fleet of trucks, ensuring they are protected is very important to your bottom line. Commercial vehicle insurance helps you comply with legal requirements and safeguards your operations from financial pitfalls in case […]
Don’t let unexpected risks stand in the way of your success. Take the first step in protecting your business with comprehensive insurance coverage. Contact us today for a free, no-obligation quote and ensure your projects are covered from start to finish.