Offers protection against claims of bodily injury or property damage arising from construction activities, ensuring financial security for your business.
Provides bonds that guarantee the completion of projects and adherence to contractual obligations, offering peace of mind to both builders and clients.
Extends coverage limits beyond standard policies, providing additional protection against significant liability claims that could impact your business.
Covers buildings under construction, including materials and equipment, against risks like fire, theft, and natural disasters, ensuring your projects are protected.
Provides coverage for movable property and equipment used in construction, protecting against loss or damage during transit or at job sites.
Covers materials and equipment being installed in a project, ensuring they are protected from damage or loss until the project is completed.
Offers coverage for medical expenses and lost wages for employees injured on the job, ensuring compliance and protection for your workforce.
Covers vehicles used in business operations, protecting against liability and physical damage arising from accidents involving company vehicles.
Manages risks associated with subcontractors by ensuring they have appropriate insurance coverage, reducing liability for the primary contractor.
Provides coverage for pollution incidents that occur at construction sites, protecting against environmental liabilities and cleanup costs.
Offers support and guidance to ensure compliance with OSHA regulations, helping to maintain a safe and compliant work environment.
Key Drivers of 2025 Healthcare Cost Increases Healthcare costs are climbing at an alarming rate, outpacing inflation and wage growth. According to PwC’s Health Research Institute, healthcare spending is projected to grow at a 7% annual rate by 2025—a figure that places significant financial pressure on individuals, employers, and the healthcare system as a whole. […]
How AI is Shaping the Future of Workplace Mental Health Not long ago, addressing workplace stress, anxiety, or burnout often meant furtive calls from secluded offices or the apprehension of being stigmatized for seeking help. Fast forward to today, and the narrative is changing. Businesses are placing employee well-being front and center, and a significant […]
When it comes to auto insurance, most people assume their personal policy will cover them in every situation. However, for individuals or businesses that rely on vehicles not personally owned—such as company cars or rental vehicles—this assumption could lead to costly gaps in coverage. That’s where Drive Other Car (DOC) Coverage comes into play. DOC coverage […]
Errors and Omissions (E&O) insurance is often associated with protecting against design-related errors, but it goes far beyond that for builders. Subcontractors bring specialized expertise to construction projects, from electrical wiring and plumbing to HVAC installations and interior finishes. While this division of labor boosts efficiency and quality, it also introduces potential liability for errors […]
Horses are a significant financial and emotional investment, and the costs associated with their care, training, and competition can be substantial. However, the risks involved in the equestrian world are equally significant. Injuries, illnesses, accidents, and even theft can result in devastating losses. Equine insurance provides a safety net, protecting you against these risks. For […]
Don’t let unexpected risks stand in the way of your success. Take the first step in protecting your business with comprehensive insurance coverage. Contact us today for a free, no-obligation quote and ensure your projects are covered from start to finish.