Property Coverage

Provides comprehensive protection for various property-related risks in the hospitality industry. This coverage is designed to safeguard your assets and ensure business continuity. We offer insurance in the following areas:

  • Property – Tenant Improvements & Betterments
  • Food Spoilage
  • Boiler and Machinery
  • Ingress and Egress
  • Flood/Earthquake
  • Civil Authority
  • Unique Assets, Such as Greenery and Fine Art

Liability Coverage

Offers comprehensive protection against various liability risks faced by businesses in the hospitality industry. This coverage ensures financial stability and protection in the event of unexpected incidents.

  • General Liability
  • Employment Practices Liability
  • Liquor Liability
  • Animals, Spas, Watercraft, and Sporting Activities
  • Special Events
  • Terrorism

Specialized Coverage

Addresses unique and specialized risks within the hospitality industry, providing tailored protection to manage specific exposures effectively. We offer insurance in the following areas:

  • Cyber/Data Breach
  • Windstorm

Workers Compensation

Provides coverage for medical expenses, rehabilitation costs, and lost wages for employees who suffer injuries or illnesses related to their job. This insurance ensures that employees receive the necessary support while protecting the business from legal claims and financial burdens associated with workplace injuries.

Additional Coverage

Offers protection for critical equipment and other essential assets, ensuring business continuity and operational stability.

  • Boiler and Machinery

Insights

January 17, 2025

Best Practices for Condo Boards in 2025

It’s a bright morning at your condo association’s annual meeting, and the board is discussing the upcoming budget. Everything seems in order until someone brings up the unexpected: a slip-and-fall lawsuit filed by a visitor in the common area. The board scrambles to review its insurance coverage. Does the master policy cover this? What about […]

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January 17, 2025

Evolving Liability Risks: What Businesses Need to Know in 2025

Imagine this: You’re the CEO of a thriving tech company. Your AI-driven software just won a prestigious award for innovation, and your team celebrates its growing impact in the market. But weeks later, a lawsuit lands on your desk. The allegation? Bias in your algorithm led to discriminatory outcomes for users, and now your company […]

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January 17, 2025

Top Employee Benefits Questions for 2025: Expert Answers to the Biggest Challenges

Employee benefits are at the core of attracting and retaining top talent for businesses of all sizes. From new compliance regulations to shifting workforce priorities, employers face challenges in designing effective benefits programs. To help you navigate these changes, we’ve asked our Employee Benefits team to share their insight into some of the most pressing […]

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January 17, 2025

Making the Switch: Transitioning from Fully Insured to Self-Funded Health Plans

As businesses look for innovative ways to manage rising healthcare costs and offer competitive benefits, many are transitioning from fully insured health plans to self-funded models. Self-funding allows employers to take greater control over their benefits program, customize coverage, and potentially reduce expenses. However, this shift also comes with its share of challenges. If you’re […]

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January 17, 2025

Planning for the Unexpected: Umbrella Insurance and Excess Liability Coverage

For high-net-worth individuals (HNWIs), managing financial risk extends far beyond insuring homes and vehicles. With substantial assets, multiple properties, and a public lifestyle, the potential for liability exposure increases significantly. One costly lawsuit or accident could jeopardize the wealth you’ve worked hard to build. Umbrella insurance and excess liability coverage offer a safety net, providing […]

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January 17, 2025

Safeguarding Recreational Lifestyles: Insuring Yachts, Jets, and Exotic Cars

Imagine this: a serene day on your yacht suddenly disrupted by an accidental collision at the marina, a private jet grounded due to an unexpected mechanical failure, or an exotic car involved in a minor mishap requiring specialized repairs. For high-net-worth individuals, these assets symbolize much more than luxury—they’re milestones of success, passions brought to […]

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Ready to Secure Your Business?

Your business deserves the best protection available. Contact us today to discuss your specific needs and how we can tailor a comprehensive insurance package for you. Our friendly, knowledgeable staff is here to assist you every step of the way.

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