Property Coverage

Provides comprehensive protection for various property-related risks in the hospitality industry. This coverage is designed to safeguard your assets and ensure business continuity. We offer insurance in the following areas:

  • Property – Tenant Improvements & Betterments
  • Food Spoilage
  • Boiler and Machinery
  • Ingress and Egress
  • Flood/Earthquake
  • Civil Authority
  • Unique Assets, Such as Greenery and Fine Art

Liability Coverage

Offers comprehensive protection against various liability risks faced by businesses in the hospitality industry. This coverage ensures financial stability and protection in the event of unexpected incidents.

  • General Liability
  • Employment Practices Liability
  • Liquor Liability
  • Animals, Spas, Watercraft, and Sporting Activities
  • Special Events
  • Terrorism

Specialized Coverage

Addresses unique and specialized risks within the hospitality industry, providing tailored protection to manage specific exposures effectively. We offer insurance in the following areas:

  • Cyber/Data Breach
  • Windstorm

Workers Compensation

Provides coverage for medical expenses, rehabilitation costs, and lost wages for employees who suffer injuries or illnesses related to their job. This insurance ensures that employees receive the necessary support while protecting the business from legal claims and financial burdens associated with workplace injuries.

Additional Coverage

Offers protection for critical equipment and other essential assets, ensuring business continuity and operational stability.

  • Boiler and Machinery

Insights

March 4, 2025

e-Guide: Cybersecurity Best Practices & Risk Mitigation for Businesses

Cyber threats are no longer a concern only for large corporations—businesses of all sizes are at risk. Whether you run a small startup, a mid-sized company, or a multinational enterprise, the reality is that cybercriminals are constantly seeking vulnerabilities to exploit. Data breaches, ransomware attacks, and social engineering schemes can cause severe financial and reputational […]

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February 26, 2025

How to Protect Your Business by Preventing Employee Burnout

Employee burnout is a condition of emotional, physical, and mental exhaustion caused by prolonged stress. It can have a profound impact on employees’ health, productivity, and job satisfaction. If left unaddressed, burnout can lead to high turnover rates, decreased morale, and increased absenteeism, ultimately hurting your company’s performance. In this article, we explore how to […]

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February 26, 2025

Year-Round Benefits Strategy: Using Data to Improve Employee Engagement and Retention

Open enrollment is often viewed as a once-a-year event, filled with rushed decisions and paperwork. However, an effective benefits strategy shouldn’t end there—it should be a continuous process that incorporates data-driven insights, education, and proactive engagement throughout the year. This approach not only improves employee retention but also enhances satisfaction. Here’s why leveraging data can […]

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February 26, 2025

How AI and Predictive Analytics Are Shaping the Future of Employee Benefits

Employee benefits are rapidly changing, thanks to advancements in artificial intelligence (AI) and predictive analytics. The days of HR departments relying on outdated data or gut feelings to design benefits packages are over. With the help of AI tools, HR teams can now make data-driven, informed decisions, enabling them to develop personalized, cost-effective, and impactful […]

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February 26, 2025

The ROI of Mental Health Benefits for Employers

Mental health has become a pivotal factor in determining employee well-being, productivity, and overall company success. Investing in mental health benefits isn’t just the right thing to do—it’s a smart business decision that can deliver a strong return on investment (ROI). This post explores how offering mental health support in the workplace can have a […]

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February 6, 2025

Reminder: RxDC Reporting Due June 1st

With the 2024 reference year RxDC reporting deadline approaching in June, plan sponsors should re-familiarize themselves with the reporting requirements. The 2024 reference year RxDC Reporting Instructions have been released, though there were no changes to the reporting requirements or data elements from last year. As a reminder, the Consolidated Appropriations Act, 2021 includes a […]

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Ready to Secure Your Business?

Your business deserves the best protection available. Contact us today to discuss your specific needs and how we can tailor a comprehensive insurance package for you. Our friendly, knowledgeable staff is here to assist you every step of the way.

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