Our Comprehensive Manufacturing Insurance Solutions

Protecting Your Production. Insuring Your Innovation.

Property Insurance

Protects your buildings, machinery, equipment, and inventory against fire, theft, vandalism, and other covered perils.

Premises Liability Insurance

Provides coverage for claims of bodily injury and property damage that occur on your manufacturing premises. This includes:

  • Slip and Fall Injuries
  • Property Damage Claims
  • Personal Injury

Business Income and Extra Expense Insurance

Covers lost income and additional expenses incurred due to a covered event that disrupts production

Delivery/Shipment Exposure Insurance

Safeguards your products while in transit, mitigating losses from damage or theft during transportation.

Equipment Breakdown Insurance

Protects your critical machinery and equipment against breakdowns, minimizing downtime and associated repair costs.

Environmental Liability Insurance

Provides coverage for cleanup costs and potential fines associated with accidental pollution events.

Workers' Compensation Insurance

Legally mandated coverage that provides financial support for employees who are injured or become ill on the job.

Errors & Omissions Insurance (E&O)

Protects your business from lawsuits alleging negligence, errors, or omissions in the design, manufacturing, or service of your products.

Product Liability Insurance

Protects your business from claims related to defects in the products you manufacture. This coverage is essential for mitigating risks associated with:

  • Product Defects
  • Design Flaws
  • Manufacturing Errors
  • Legal Defense Costs

Supply Chain Security

Mitigates risks associated with supplier or logistics issues impacting your production.

Frequently Asked Questions

What makes manufacturing insurance different from standard business insurance?

Manufacturing insurance is specifically designed to address the unique risks and exposures in the manufacturing sector, offering more targeted coverage for equipment, processes, and compliance needs.

Can I customize my policy to match my specific type of manufacturing?

Absolutely! We offer customizable policies that can be tailored to the specific needs of your manufacturing sub-sector, whether it’s automotive, textiles, electronics, or food production.

How does business interruption insurance work for manufacturers?

 This insurance compensates for lost income and covers operating expenses when your manufacturing operations are halted due to covered incidents like equipment breakdowns or natural disasters.

What are the requirements for environmental liability coverage?

Environmental liability coverage is crucial for manufacturers that handle hazardous materials. It helps manage remediation costs and legal defense costs if your business is accused of causing environmental damage.

Does manufacturing insurance cover overseas operations?

Yes, our policies can extend to cover your international operations, including manufacturing plants abroad and global supply chains.

How do we handle claims for product liability issues?

Our claims process is streamlined and supportive, ensuring quick response times and expert legal assistance to address claims related to product faults or customer injuries.

Ready to Enhance Your Manufacturing Security?

Connect with Our Experts to Tailor Your Coverage Today

Insights

December 17, 2024

Rising Healthcare Costs: What’s Driving the Trend in 2025?

Key Drivers of 2025 Healthcare Cost Increases Healthcare costs are climbing at an alarming rate, outpacing inflation and wage growth. According to PwC’s Health Research Institute, healthcare spending is projected to grow at a 7% annual rate by 2025—a figure that places significant financial pressure on individuals, employers, and the healthcare system as a whole. […]

Read More
December 17, 2024

AI and Employee Assistance Programs (EAPs): Transforming Mental Health Support in the Workplace

How AI is Shaping the Future of Workplace Mental Health Not long ago, addressing workplace stress, anxiety, or burnout often meant furtive calls from secluded offices or the apprehension of being stigmatized for seeking help. Fast forward to today, and the narrative is changing. Businesses are placing employee well-being front and center, and a significant […]

Read More
December 10, 2024

Drive Other Car Coverage: What It Is and Why You Need It

When it comes to auto insurance, most people assume their personal policy will cover them in every situation. However, for individuals or businesses that rely on vehicles not personally owned—such as company cars or rental vehicles—this assumption could lead to costly gaps in coverage. That’s where Drive Other Car (DOC) Coverage comes into play. DOC coverage […]

Read More
December 10, 2024

E&O Coverage for Builders: Why It’s Not Just About Design Mistakes

Errors and Omissions (E&O) insurance is often associated with protecting against design-related errors, but it goes far beyond that for builders. Subcontractors bring specialized expertise to construction projects, from electrical wiring and plumbing to HVAC installations and interior finishes. While this division of labor boosts efficiency and quality, it also introduces potential liability for errors […]

Read More
December 10, 2024

Tooher-Ferraris Insurance Group Expands Arborists Insurance Program for Tree Care Specialists

The company offers tailored insurance, employee benefits, and risk management solutions to protect its clients and help them grow with confidence. Wilton, CT— 11/26/24: Tooher-Ferraris Insurance Group, a trusted insurance partner for thousands of businesses and individuals, is excited to announce the expansion of its Arborists Insurance Program for tree care specialists. With over 90 […]

Read More
December 10, 2024

Equine Insurance Solutions for Breeders, Riders, and Trainers

Horses are a significant financial and emotional investment, and the costs associated with their care, training, and competition can be substantial. However, the risks involved in the equestrian world are equally significant. Injuries, illnesses, accidents, and even theft can result in devastating losses. Equine insurance provides a safety net, protecting you against these risks. For […]

Read More
Skip to content document.addEventListener('DOMContentLoaded', function() { var videos = document.querySelectorAll('video.wp-video-shortcode'); videos.forEach(function(video) { video.muted = true; }); });