Our Comprehensive Manufacturing Insurance Solutions

Protecting Your Production. Insuring Your Innovation.

Property Insurance

Protects your buildings, machinery, equipment, and inventory against fire, theft, vandalism, and other covered perils.

Premises Liability Insurance

Provides coverage for claims of bodily injury and property damage that occur on your manufacturing premises. This includes:

  • Slip and Fall Injuries
  • Property Damage Claims
  • Personal Injury

Business Income and Extra Expense Insurance

Covers lost income and additional expenses incurred due to a covered event that disrupts production

Delivery/Shipment Exposure Insurance

Safeguards your products while in transit, mitigating losses from damage or theft during transportation.

Equipment Breakdown Insurance

Protects your critical machinery and equipment against breakdowns, minimizing downtime and associated repair costs.

Environmental Liability Insurance

Provides coverage for cleanup costs and potential fines associated with accidental pollution events.

Workers' Compensation Insurance

Legally mandated coverage that provides financial support for employees who are injured or become ill on the job.

Errors & Omissions Insurance (E&O)

Protects your business from lawsuits alleging negligence, errors, or omissions in the design, manufacturing, or service of your products.

Product Liability Insurance

Protects your business from claims related to defects in the products you manufacture. This coverage is essential for mitigating risks associated with:

  • Product Defects
  • Design Flaws
  • Manufacturing Errors
  • Legal Defense Costs

Supply Chain Security

Mitigates risks associated with supplier or logistics issues impacting your production.

Frequently Asked Questions

What makes manufacturing insurance different from standard business insurance?

Manufacturing insurance is specifically designed to address the unique risks and exposures in the manufacturing sector, offering more targeted coverage for equipment, processes, and compliance needs.

Can I customize my policy to match my specific type of manufacturing?

Absolutely! We offer customizable policies that can be tailored to the specific needs of your manufacturing sub-sector, whether it’s automotive, textiles, electronics, or food production.

How does business interruption insurance work for manufacturers?

 This insurance compensates for lost income and covers operating expenses when your manufacturing operations are halted due to covered incidents like equipment breakdowns or natural disasters.

What are the requirements for environmental liability coverage?

Environmental liability coverage is crucial for manufacturers that handle hazardous materials. It helps manage remediation costs and legal defense costs if your business is accused of causing environmental damage.

Does manufacturing insurance cover overseas operations?

Yes, our policies can extend to cover your international operations, including manufacturing plants abroad and global supply chains.

How do we handle claims for product liability issues?

Our claims process is streamlined and supportive, ensuring quick response times and expert legal assistance to address claims related to product faults or customer injuries.

Ready to Enhance Your Manufacturing Security?

Connect with Our Experts to Tailor Your Coverage Today

Insights

November 20, 2024

Legal Alert: Don’t Forget About Your Gag Clause Attestations

When the Consolidated Appropriations Act, 2021 (the “CAA”) was enacted on December 27, 2020, it included a provision that prohibits group health plans and health insurance carriers from entering into certain agreements that, either directly or indirectly, restrict the release of certain information related to provider networks and de-identified encounter data, among other things. Such […]

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October 28, 2024

Legal Alert: Are You Prepared to Comply with the New Mental Health Parity Final Rule in 2025?

On September 9, 2024, the DOL, IRS, and HHS released a final rule for the Requirements Related to the Mental Health Parity and Addiction Equity Act (The “MHPAEA Final Rule”).  The MHPAEA Final Rule is similar to the Proposed Rule released on July 25, 2023, with some marked differences.  While the MHPAEA Final Rule is […]

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October 23, 2024

IRS Adjusts Health Flexible Spending Account and Other Benefit Limits for 2025

On October 22, 2024, the Internal Revenue Service (IRS) released Revenue Procedure 2024-40, which increases the health flexible spending account (FSA) salary reduction contribution limit to $3,300 for plan years beginning in 2025, an increase of $100 from 2024.  Thus, for health FSAs with a carryover feature, the maximum carryover amount is $660 (20% of […]

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October 21, 2024

The Financial Benefits of Offering Additional Health Plans

Employers are increasingly aware of the need to provide flexible and comprehensive health benefits to attract and retain top talent. While offering multiple health plan options may seem like an added expense, it can actually lead to significant cost savings for companies in the long run. By catering to the diverse needs of employees, employers […]

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October 21, 2024

What You Need to Know About Executive & Professional Liability Insurance

As a business executive, the decisions you make can significantly impact your company and stakeholders. In today’s increasingly litigious environment, even the most experienced professionals face legal risks that could potentially derail their careers. For executives, having the right professional liability coverage is crucial. This guide highlights key coverage details, industry-specific needs, and strategies to mitigate […]

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October 21, 2024

How to Choose the Right Commercial Truck Insurance

The transportation industry is the backbone of commerce, moving goods across vast distances to ensure supply chains stay intact. If your business relies on a fleet of trucks, ensuring they are protected is very important to your bottom line. Commercial vehicle insurance helps you comply with legal requirements and safeguards your operations from financial pitfalls in case […]

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