For over 90 years, Tooher-Ferraris Insurance Group has been a champion for non-profits.Understanding the unique challenges non-profits face, we offer customized insurance plans designed to protect your mission, people, and community. Whether you’re running local outreach programs or international aid projects, our solutions ensure that your organization continues to operate smoothly and safely, enabling you to focus on making a difference.
Protects against lawsuits for bodily injury, property damage, and more.
Also known as Errors & Omissions (E&O) Insurance, this coverage protects your organization against claims of negligence, errors, or omissions in the performance of professional services.
Provides protection for the board members and executives of your non-profit against claims alleging wrongful acts, such as mismanagement or breach of fiduciary duty.
This coverage is essential for non-profits that rely on vehicles for community outreach, transportation of goods, and other mission-critical activities. It protects against damages from accidents, theft, and vandalism, ensuring that your organization can continue serving the community effectively without the financial strain of unexpected vehicle-related costs.
Volunteer Accident provides coverage for injuries sustained while they are engaged in authorized volunteer activities. This insurance is designed to offer peace of mind both to your volunteers and your organization, covering medical expenses, disability, and accidental death benefits, helping you maintain a strong and protected volunteer workforce.
Abuse or Molestation insurance offers crucial protection for non-profits, covering allegations and acts related to abuse or molestation that might occur within your organization. This policy is essential for maintaining trust and safety, ensuring that your non-profit can continue its valuable work while safeguarding those under its care against potential risks.
Covers physical assets owned by your organization, including buildings, equipment, and supplies, against risks such as fire, theft, and vandalism.
Provides coverage for employees who are injured or become ill as a result of their work. It includes benefits for medical expenses, lost wages, and rehabilitation services.
Protects against claims related to employment practices, including wrongful termination, discrimination, and harassment.
Safeguards against data breaches, cyber-attacks, and other online threats, covering expenses related to data breach response, cyber extortion, and losses due to data destruction and business interruption. Equip your organization with the right tools to respond effectively and maintain operational integrity in the face of cyber challenges.
Ensures your fundraising events, conferences, and outreach programs are protected against cancellations and unforeseen issues.
For many businesses, traditional general liability insurance and professional liability insurance offer essential protection—but they often come with limitations. Rising premiums, rigid policy terms, slow claims processes, and frustrating exclusions can leave companies feeling powerless. As organizations grow, so do their risks. Yet, conventional insurance often struggles to keep pace, offering little flexibility or control. […]
While employee benefits are always changing, one of the most significant challenges is the escalating cost of specialty drugs. These medications, designed to treat complex and chronic conditions like cancer, rheumatoid arthritis, and multiple sclerosis, are revolutionizing patient care. However, their high price tags are placing immense pressure on employer-sponsored health plans. Understanding the drivers […]
Attracting and retaining top talent has become one of the most pressing challenges for employers. Gone are the days when offering a competitive salary alone was enough to secure long-term employee loyalty. Today’s workforce—especially younger generations—places equal, if not greater, value on the quality and variety of the benefits an employer provides. From health coverage […]
With our tailored insurance solutions, you can protect your mission and ensure your organization thrives. Contact us today for a free consultation, and let us help you customize a plan that fits your unique needs and challenges. Together, we can safeguard your efforts and continue to make a positive impact in the community.
