Personal Excess Liability Calculator

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Open the information icon if you have any questions or want to learn more about your coverage and personal excess liability. You’ll gain insights on your lifestyle and understand what makes you more vulnerable to lawsuits. This will help you make a more informed decision when determining your coverage needs.

Welcome! Please enter your info

What's the zip code of your primary residence?

Drivers

How many drivers are listed on your policy or have regular access to your personal vehicles?

How many of those drivers are under the age of 26?

Driving History

Has anyone had any at-fault accidents or violations in the last 5 years?

Vehicle Information

Do you own any high-performance vehicles?

Recreational Vehicles

Do you own recreational vehicles: ATV's, snowmobiles, boats, golf carts, motorcycles?

E-Bikes & E-Scooters

Do your kids ride e-bikes or e-scooters?

Properties

How many homes do you own?

Home Contractors

Do you ever hire contractors to work/service your house?

Home Renovation

Are you currently renovating your house?

Home Information - Other

Do you have a trampoline?

Do you have a playset?

Do you own a dog?

Are there any ponds or beaches/waterfront access?

Parties and Events

Do you host parties or events often?

Pools

How many of those properties have a pool?

Domestic Employees

How many domestic employees (nannies, gardeners, drivers, etc.) do you have on staff?

Tell us about your watercraft.

Boat 26ft or less

Less than $1M

Boat 27-42ft

Less than $1M

Boat 43-55ft

Less than $1M

Boat 56-75ft

Less than $1M

Boat 76ft or more

$1M or more

Public Profile

Is there a high public profile in household?

Let’s make sure you’re protected against the uninsured/underinsured.

Uninsured Liability Coverage responds in the event you are involved in an incident that is the result of someone else’s negligence. Would you like to add Uninsured Liability Coverage?

Yes, add this coverage No thanks

Underinsured Motorist Coverage responds in the event you are in an auto accident with someone who is underinsured. Would you like to add Underinsured Motorist Coverage?

Yes, add this coverage No thanks

Social Media Presence

Are you and your family (kids) on AND active on social media?

Is anyone in the household a director or officer for any non-profit organizations?

Would you like to add excess Directors & Officers Liability to cover you if you are accused of wrongful termination or breach of fiduciary duties?

Yes, add this coverage

No, I'll self-insure

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