Auto insurance is your financial safety net, protecting you and others when the unexpected happens. From accidents to theft or damage caused by natural disasters, the right policy keeps you covered. At Tooher-Ferraris, we offer a range of plans designed to meet your specific needs, ensuring peace of mind every time you hit the road.
Accidents happen, but that doesn’t mean you have to bear the brunt of the repair costs. Collision coverage ensures your vehicle is protected, whether you hit another car or an object like a pole or guardrail.
At Tooher-Ferraris, we know one size doesn’t fit all. That’s why we offer additional coverages like:
Life throws curveballs, and not all of them involve another vehicle. Comprehensive coverage steps in to protect against non-collision incidents like theft, vandalism, natural disasters, or even a rogue deer crossing your path.
Not everyone on the road has the insurance they should. If you’re hit by someone without adequate coverage—or a hit-and-run driver—uninsured/underinsured motorist coverage ensures you’re not left to foot the bill for:
Sometimes called “no-fault insurance,” PIP covers medical expenses, lost income, and even childcare costs if an accident leaves you unable to manage daily tasks. It’s an essential layer of coverage, especially in states where it’s required.
Lost Wages: PIP compensates for income lost due to injury, helping you stay financially stable while recovering.
Rehabilitation Costs: It covers ongoing treatments, including physical therapy.
Childcare and Household Assistance: PIP can cover associated costs, such as hiring help if you cannot manage daily activities due to injury.
Liability coverage is at the core of any auto insurance plan. It protects you if you’re at fault in an accident, covering:
Note: State laws vary regarding the minimum amounts of liability coverage required, but it’s advisable to carry higher limits to protect yourself from costly lawsuits and settlements fully.
At Tooher-Ferraris Insurance Group, we understand that every driver’s needs are different. That’s why we offer customized policies that cater to your unique driving habits, vehicle type, and budget. Whether you’re looking for basic coverage or more extensive protection, we’ve got you covered.
Contact us today to get a free quote. With our personalized approach, experienced agents, and a wide range of coverage options, you can drive with confidence knowing you’re fully protected.
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