Our Personal Insurance Solutions

Private Client Group

High-net-worth individuals and families deserve a personalized approach to managing risks, including coverage for homes, collections, liability, cybersecurity, and life insurance. We understand the importance of your legacy and have the experience to help safeguard it for future generations.

Learn More

Auto insurance protects you financially from liability for accidents you cause, damage to your vehicle from collisions or other events, and medical expenses in case of injury.

We offer insurance in the following areas:

Learn More

Covers your home’s structure, contents, and personal liability against fire, theft, vandalism, and other perils. We offer insurance in the following areas:

  • Homeowners Insurance
  • High-Value Home Insurance
  • Renters Insurance
  • Landlord Insurance
  • Condo Insurance

Learn More

Watercraft insurance is offered on a package basis, meaning that there is coverage for physical property and protection against the legal and financial consequences of injuring others or damaging property that belongs to others.

  • Boat
  • Yacht
  • Personal Watercraft

Learn More

Health Insurance

Helps cover medical expenses incurred due to illness, injury, hospitalization, and sometimes even preventive care.

We also offer:            

Protect yourself over and above your underlying insurance policies that might not cover these more specialized areas of risk.

More Info

Tooher-Ferraris Insurance Group offers homeowners protection, convenience and competitively priced insurance programs to meet your family’s particular needs.

Call us today at 800.899.0093 for a review of your insurance program.

Request a Quote

Name(Required)
Preferred Method of Contact(Required)
Best Time to Reach You(Required)
Business Coverage
Check all that apply
Personal Coverage
Check all that apply

Insights

March 20, 2025

Captive Risk Management: A Smarter Way to Take Control of Your Insurance Strategy

For many businesses, traditional general liability insurance and professional liability insurance offer essential protection—but they often come with limitations. Rising premiums, rigid policy terms, slow claims processes, and frustrating exclusions can leave companies feeling powerless. As organizations grow, so do their risks. Yet, conventional insurance often struggles to keep pace, offering little flexibility or control. […]

Read More
March 20, 2025

Specialty Drug Coverage: Managing the Fastest-Growing Cost in Employee Benefits

While employee benefits are always changing, one of the most significant challenges is the escalating cost of specialty drugs. These medications, designed to treat complex and chronic conditions like cancer, rheumatoid arthritis, and multiple sclerosis, are revolutionizing patient care. However, their high price tags are placing immense pressure on employer-sponsored health plans. Understanding the drivers […]

Read More
March 20, 2025

The Hidden Costs of a Bad Benefits Package: Why Retention Starts with the Right Offerings

Attracting and retaining top talent has become one of the most pressing challenges for employers. Gone are the days when offering a competitive salary alone was enough to secure long-term employee loyalty. Today’s workforce—especially younger generations—places equal, if not greater, value on the quality and variety of the benefits an employer provides. From health coverage […]

Read More
March 20, 2025

Embracing Agile HR: A Smarter Approach to Change Management in Today’s Workplace

In the current business climate, change is constant and often unpredictable. Shifting workforce expectations, evolving technologies, regulatory updates, and new competitive pressures reshape how organizations operate. Adaptability has become a non-negotiable skill for HR professionals responsible for supporting their workforce and driving organizational success. Traditional HR processes, often structured in rigid, step-by-step models, struggle to […]

Read More
March 20, 2025

Construction Bonds vs. Insurance: What Contractors Need to Know

Construction projects are large-scale, high-stakes undertakings that involve careful coordination of multiple moving parts—contractors, subcontractors, suppliers, project owners, lenders, and regulatory bodies, just to name a few. With so many players involved, and tight deadlines and budgets at play, there’s no shortage of risks that can threaten the project’s timeline, financial stability, or overall success. […]

Read More
March 20, 2025

Unveiling the Hidden Perils: Why Event Insurance is Non-Negotiable

Hosting an event—whether it’s a corporate conference, a community festival, or even a wedding—is an exciting yet expensive undertaking. While the focus is often on guest experience, logistics, and coordination, the reality is that behind every successful event lies a web of potential liabilities. These hidden risks can easily derail your plans, leaving you exposed […]

Read More

Ready to Secure Your Business?

Your business deserves the best protection available. Contact us today to discuss your specific needs and how we can tailor a comprehensive insurance package for you. Our friendly, knowledgeable staff is here to assist you every step of the way.

Skip to content document.addEventListener('DOMContentLoaded', function() { var videos = document.querySelectorAll('video.wp-video-shortcode'); videos.forEach(function(video) { video.muted = true; }); });