Our Personal Insurance Solutions

Private Client Group

High-net-worth individuals and families deserve a personalized approach to managing risks, including coverage for homes, collections, liability, cybersecurity, and life insurance. We understand the importance of your legacy and have the experience to help safeguard it for future generations.

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Auto insurance protects you financially from liability for accidents you cause, damage to your vehicle from collisions or other events, and medical expenses in case of injury.

We offer insurance in the following areas:

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Covers your home’s structure, contents, and personal liability against fire, theft, vandalism, and other perils. We offer insurance in the following areas:

  • Homeowners Insurance
  • High-Value Home Insurance
  • Renters Insurance
  • Landlord Insurance
  • Condo Insurance

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Watercraft insurance is offered on a package basis, meaning that there is coverage for physical property and protection against the legal and financial consequences of injuring others or damaging property that belongs to others.

  • Boat
  • Yacht
  • Personal Watercraft

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Health Insurance

Helps cover medical expenses incurred due to illness, injury, hospitalization, and sometimes even preventive care.

We also offer:            

Protect yourself over and above your underlying insurance policies that might not cover these more specialized areas of risk.

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Tooher-Ferraris Insurance Group offers homeowners protection, convenience and competitively priced insurance programs to meet your family’s particular needs.

Call us today at 800.899.0093 for a review of your insurance program.

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Insights

December 17, 2024

Rising Healthcare Costs: What’s Driving the Trend in 2025?

Key Drivers of 2025 Healthcare Cost Increases Healthcare costs are climbing at an alarming rate, outpacing inflation and wage growth. According to PwC’s Health Research Institute, healthcare spending is projected to grow at a 7% annual rate by 2025—a figure that places significant financial pressure on individuals, employers, and the healthcare system as a whole. […]

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December 17, 2024

AI and Employee Assistance Programs (EAPs): Transforming Mental Health Support in the Workplace

How AI is Shaping the Future of Workplace Mental Health Not long ago, addressing workplace stress, anxiety, or burnout often meant furtive calls from secluded offices or the apprehension of being stigmatized for seeking help. Fast forward to today, and the narrative is changing. Businesses are placing employee well-being front and center, and a significant […]

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December 10, 2024

Drive Other Car Coverage: What It Is and Why You Need It

When it comes to auto insurance, most people assume their personal policy will cover them in every situation. However, for individuals or businesses that rely on vehicles not personally owned—such as company cars or rental vehicles—this assumption could lead to costly gaps in coverage. That’s where Drive Other Car (DOC) Coverage comes into play. DOC coverage […]

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December 10, 2024

E&O Coverage for Builders: Why It’s Not Just About Design Mistakes

Errors and Omissions (E&O) insurance is often associated with protecting against design-related errors, but it goes far beyond that for builders. Subcontractors bring specialized expertise to construction projects, from electrical wiring and plumbing to HVAC installations and interior finishes. While this division of labor boosts efficiency and quality, it also introduces potential liability for errors […]

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December 10, 2024

Tooher-Ferraris Insurance Group Expands Arborists Insurance Program for Tree Care Specialists

The company offers tailored insurance, employee benefits, and risk management solutions to protect its clients and help them grow with confidence. Wilton, CT— 11/26/24: Tooher-Ferraris Insurance Group, a trusted insurance partner for thousands of businesses and individuals, is excited to announce the expansion of its Arborists Insurance Program for tree care specialists. With over 90 […]

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December 10, 2024

Equine Insurance Solutions for Breeders, Riders, and Trainers

Horses are a significant financial and emotional investment, and the costs associated with their care, training, and competition can be substantial. However, the risks involved in the equestrian world are equally significant. Injuries, illnesses, accidents, and even theft can result in devastating losses. Equine insurance provides a safety net, protecting you against these risks. For […]

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Ready to Secure Your Business?

Your business deserves the best protection available. Contact us today to discuss your specific needs and how we can tailor a comprehensive insurance package for you. Our friendly, knowledgeable staff is here to assist you every step of the way.

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