Ensure your luxury homes and estates are fully protected with insurance solutions from top-tier insurance carriers, offering comprehensive coverage and peace of mind for your most valuable properties.
Protect your exotic, classic, and luxury vehicles with comprehensive coverage from top carriers, ensuring security, value retention, and peace of mind on every journey.
Safeguard your investment in fine art, jewelry, rare wines, and other valuables with specialized insurance from top carriers, ensuring their protection and long-term preservation.
Secure your yachts, sailboats, and other watercraft with comprehensive insurance solutions from top carriers, providing protection on the water and peace of mind.
Protect your private aircraft with customized insurance solutions from top carriers, ensuring comprehensive coverage for your aircraft, crew, and passengers, both on the ground and in the air.
Ensure peace of mind during your journeys with comprehensive travel insurance from top carriers, providing protection for unexpected events, medical emergencies, and trip disruptions worldwide.
Enhance your protection with additional coverage from top carriers, safeguarding your assets and lifestyle against significant claims and unforeseen legal liabilities.
Protect against cyber threats and personal risks with advanced insurance solutions from top carriers, ensuring your digital and physical security remains uncompromised.
Safeguard your weddings, private parties, and exclusive gatherings with tailored insurance solutions from top carriers, protecting against unforeseen disruptions and liabilities.
Our partnerships with top-tier insurance carriers allow us to offer exclusive coverage options designed specifically for high-net-worth individuals.
Access a network of advisors who specialize in addressing your unique needs, including risk management, wealth management, and legal advice.
Ensure your coverage remains optimal and up-to-date with annual reviews of your insurance policies to address any changes in your lifestyle or assets.
Stay informed with regular updates on market trends and developments that could impact your insurance and risk management strategies.
Experience a seamless and hassle-free claims process with dedicated concierge claim services tailored to your needs.
Receive expert insights on risk management and loss control to proactively protect your assets and minimize potential risks.
Benefit from coordinated efforts between your team of advisors, including attorneys, wealth managers, accountants, and insurance professionals, to ensure comprehensive protection and strategic planning.
Access round-the-clock support to address any urgent needs or concerns, ensuring peace of mind at all times.
Leverage specialized support tailored to family offices, including asset protection, estate planning, and succession planning.
Join Tooher-Ferraris’ Private Client Group to experience the difference.
Life is a journey filled with exciting milestones and unexpected detours. Each significant event can bring immense joy and new responsibilities, but it also inevitably reshapes your personal insurance needs. Failing to adapt your coverage can leave you and your loved ones financially vulnerable when you need protection the most. At Tooher-Ferraris Insurance Group, […]
Dreaming of a stunning new kitchen, a spa-like bathroom, or a finished basement retreat? Home renovations are an exciting opportunity to improve your living space and increase the value of your property. But as you plan your project, it’s important not to forget a critical element: your homeowners insurance. Renovation projects, whether large or small, […]
Term life insurance is one of the most cost-effective and flexible tools available for financial protection. It offers coverage for a specific period—typically 10, 20, or 30 years—and provides a tax-free death benefit if the insured passes away during the term. This straightforward policy structure makes term life insurance a smart solution for both personal […]
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In Rev. Proc. 2025-19, the IRS released the inflation adjusted amounts for 2026 relevant to Health Savings Accounts (HSAs) and high deductible health plans (HDHPs). The table below summarizes those adjustments and other applicable limits. 2026 2025 Change Annual HSA Contribution Limit (employer and employee) Self-only: $4,400 Family: $8,750 Self-only: $4,300 Family: $8,550 Self-only: […]
Health care costs continue to rise at an unsustainable pace. For employers offering health plans, this upward pressure threatens not only budgets but also the ability to provide high-quality, competitive benefits. Yet some of the most successful plan sponsors are not only managing costs but actively bending the health trend. How? Through sophisticated use of […]
Your business deserves the best protection available. Contact us today to discuss your specific needs and how we can tailor a comprehensive insurance package for you. Our friendly, knowledgeable staff is here to assist you every step of the way.