We provide tailored insurance solutions for high-net-worth individuals in the following areas:

Luxury Homes and Estates

Ensure your luxury homes and estates are fully protected with insurance solutions from top-tier insurance carriers, offering comprehensive coverage and peace of mind for your most valuable properties.

AUTOMOBILE & COLLECTOR CARS

Protect your exotic, classic, and luxury vehicles with comprehensive coverage from top carriers, ensuring security, value retention, and peace of mind on every journey.

Learn More

Art, Wine, and Collectibles

Safeguard your investment in fine art, jewelry, rare wines, and other valuables with specialized insurance from top carriers, ensuring their protection and long-term preservation.

YACHT & WATERCRAFT

Secure your yachts, sailboats, and other watercraft with comprehensive insurance solutions from top carriers, providing protection on the water and peace of mind.

Learn More

AVIATION

Protect your private aircraft with customized insurance solutions from top carriers, ensuring comprehensive coverage for your aircraft, crew, and passengers, both on the ground and in the air.

TRAVEL

Ensure peace of mind during your journeys with comprehensive travel insurance from top carriers, providing protection for unexpected events, medical emergencies, and trip disruptions worldwide.

Get a Quote

EXCESS LIABILITY / UMBRELLA

Enhance your protection with additional coverage from top carriers, safeguarding your assets and lifestyle against significant claims and unforeseen legal liabilities.

CYBER / PERSONAL SECURITY

Protect against cyber threats and personal risks with advanced insurance solutions from top carriers, ensuring your digital and physical security remains uncompromised.

Learn More

SPECIAL EVENTS

Safeguard your weddings, private parties, and exclusive gatherings with tailored insurance solutions from top carriers, protecting against unforeseen disruptions and liabilities.

Learn More

As a Member of Our Private Client Group, You Gain Access To:

Exclusive High Net Worth Insurance Carriers

Our partnerships with top-tier insurance carriers allow us to offer exclusive coverage options designed specifically for high-net-worth individuals.

A Network of Specialized Advisors

Access a network of advisors who specialize in addressing your unique needs, including risk management, wealth management, and legal advice.

Annual Policy Reviews

Ensure your coverage remains optimal and up-to-date with annual reviews of your insurance policies to address any changes in your lifestyle or assets.

Periodic Market Updates

Stay informed with regular updates on market trends and developments that could impact your insurance and risk management strategies.

Concierge Claim Service

Experience a seamless and hassle-free claims process with dedicated concierge claim services tailored to your needs.

Risk Management and Loss Control Insights

Receive expert insights on risk management and loss control to proactively protect your assets and minimize potential risks.

Coordination of Your Team of Advisors

Benefit from coordinated efforts between your team of advisors, including attorneys, wealth managers, accountants, and insurance professionals, to ensure comprehensive protection and strategic planning.

24/7 Support

Access round-the-clock support to address any urgent needs or concerns, ensuring peace of mind at all times.

Family Office Specialty Support

Leverage specialized support tailored to family offices, including asset protection, estate planning, and succession planning.

Join Tooher-Ferraris’ Private Client Group to experience the difference.

Contact one of our private client group advisors today!

Insights

January 17, 2025

Best Practices for Condo Boards in 2025

It’s a bright morning at your condo association’s annual meeting, and the board is discussing the upcoming budget. Everything seems in order until someone brings up the unexpected: a slip-and-fall lawsuit filed by a visitor in the common area. The board scrambles to review its insurance coverage. Does the master policy cover this? What about […]

Read More
January 17, 2025

Evolving Liability Risks: What Businesses Need to Know in 2025

Imagine this: You’re the CEO of a thriving tech company. Your AI-driven software just won a prestigious award for innovation, and your team celebrates its growing impact in the market. But weeks later, a lawsuit lands on your desk. The allegation? Bias in your algorithm led to discriminatory outcomes for users, and now your company […]

Read More
January 17, 2025

Top Employee Benefits Questions for 2025: Expert Answers to the Biggest Challenges

Employee benefits are at the core of attracting and retaining top talent for businesses of all sizes. From new compliance regulations to shifting workforce priorities, employers face challenges in designing effective benefits programs. To help you navigate these changes, we’ve asked our Employee Benefits team to share their insight into some of the most pressing […]

Read More
January 17, 2025

Making the Switch: Transitioning from Fully Insured to Self-Funded Health Plans

As businesses look for innovative ways to manage rising healthcare costs and offer competitive benefits, many are transitioning from fully insured health plans to self-funded models. Self-funding allows employers to take greater control over their benefits program, customize coverage, and potentially reduce expenses. However, this shift also comes with its share of challenges. If you’re […]

Read More
January 17, 2025

Planning for the Unexpected: Umbrella Insurance and Excess Liability Coverage

For high-net-worth individuals (HNWIs), managing financial risk extends far beyond insuring homes and vehicles. With substantial assets, multiple properties, and a public lifestyle, the potential for liability exposure increases significantly. One costly lawsuit or accident could jeopardize the wealth you’ve worked hard to build. Umbrella insurance and excess liability coverage offer a safety net, providing […]

Read More
January 17, 2025

Safeguarding Recreational Lifestyles: Insuring Yachts, Jets, and Exotic Cars

Imagine this: a serene day on your yacht suddenly disrupted by an accidental collision at the marina, a private jet grounded due to an unexpected mechanical failure, or an exotic car involved in a minor mishap requiring specialized repairs. For high-net-worth individuals, these assets symbolize much more than luxury—they’re milestones of success, passions brought to […]

Read More

Ready to Secure Your Business?

Your business deserves the best protection available. Contact us today to discuss your specific needs and how we can tailor a comprehensive insurance package for you. Our friendly, knowledgeable staff is here to assist you every step of the way.

Skip to content document.addEventListener('DOMContentLoaded', function() { var videos = document.querySelectorAll('video.wp-video-shortcode'); videos.forEach(function(video) { video.muted = true; }); });