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#RiskSynergy
The general liability insurance segment has steadily underperformed over the past few years, generating minimal underwriting profitability due to rising claim frequency and severity. In response, insurance carriers have reduced coverage capacity, deployed stricter underwriting standards, and implemented ongoing rate increases. However, carriers experienced slightly improved market results in 2022, paving the way for rate...
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Travel can be unpredictable even at the most magical time of year! We can help ensure your trip is protected, here are some reasons why you might want to consider travel insurance: If your trip is canceled unexpectedly, or ends early, would you be able to easily accept the financial loss? Are you traveling abroad...
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Life insurance isn’t a fun thing to think about, but if you have people who depend on you for financial support, then life insurance is really about protecting them in case something happens to you. Your designated beneficiary would collect a financial benefit upon your death. Plus, during this tough economic period, ensuring that your...
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Cyber threats can impact organizations from small businesses to huge enterprises, regardless of industry. However, these events may not be covered under your property, crime, or general liability policies. Is your business protected? Click here to get a quote now!  
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Just a single inch of water from flooding can cause costly damage to your home. Here’s what you need to know about insuring against damages caused by flooding. What Protection Does it Offer? A standard homeowners policy does not cover damages from flooding. A separate flood policy is needed to cover losses to your property...
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While spending time in the sun offers health benefits and may be part of your daily routine, you have to be careful to protect yourself from its ultraviolet (UV) rays. UV rays not only cause sunburn, but they can also damage your eyes and hurt your vision. This article provides more information about how the...
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Wine and spirits have become top collectibles While many luxury items continue to attract successful families and individuals, wine and spirits have both become top collecting categories. Rare whisky and fine wine have outperformed every other luxury asset, soaring some 564% in the last decade.1 In the world of fine wine, two bottles of 1945...
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The Commercial Vehicle Safety Alliance (CVSA) recently scheduled this year’s Brake Safety Week for Aug. 21-27, 2022. This annual event emphasizes the importance of ensuring sufficient brake systems in commercial motor vehicles (CMVs). Specifically, the event highlights the role that brake maintenance and efficiency plays in reducing brake-related CMV accidents on the road. The focus...
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If you consider your pet to be an important part of your home and family, you’re likely willing to spend a great deal to ensure your pet’s health and well-being. In addition to the costs of food, grooming, training, toys, vaccinations and other regular expenses, veterinary care for sudden illness or injury can impact your...
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Hurricanes, tropical storms, and other severe weather events happen every year across the country. Without proper care, a major storm or flood event could severely damage or destroy the precious works of art and other valuable items you’ve spent years collecting. With a little bit of planning, you can help ensure your home and collection...
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