Whenever it rains, it can flood, regardless of your proximity to a body of water. You don’t need to live on the coast to be at risk, which is why it’s essential to understand what types of hurricane damage are covered by your homeowners policy. Typically, most homeowners insurance policies provide some financial protection against...Read More
A surety bond is a comprehensive risk management tool used in countless industries across America. Businesses like contractors, car dealerships, credit services, health clubs, medical device suppliers, auctioneers and others are required to hold bonds on the federal, state and/or municipal level. Even solopreneurs like acupuncturists and notary publics are required to hold a surety...Read More
Whenever it rains, it can flood, regardless of your proximity to a body of water. A standard flood insurance policy covers your home and contents when damage is caused by rising water. We work closely with Neptune Flood, who will help waterproof your assets by offering expanded, optional coverage that gives your family protection where...Read More
Recent market developments have demonstrated signs of an improving commercial insurance landscape. Yet, industry experts asserted that ongoing headwinds facing certain lines of coverage will continue to generate hardened conditions overall, therefore driving up premiums. As such, it’s essential for businesses to be aware of the following market trends and how they may impact coverage...Read More
Risk management is an essential part of owning and operating a small business. Comprehensive plans can improve the safety of business operations and reduce the risk of loss. How to Manage Business Risks A vital aspect of running a small business involves managing its associated risks, as no operations are immune to internal or external...Read More
Cyber threats can impact organizations from small businesses to huge enterprises, regardless of industry. However, these events may not be covered under your property, crime, or general liability policies. Is your business protected? Click here to get a quote now! Read More
Just a single inch of water from flooding can cause costly damage to your home. Here’s what you need to know about insuring against damages caused by flooding. What Protection Does it Offer? A standard homeowners policy does not cover damages from flooding. A separate flood policy is needed to cover losses to your property...Read More
Wine and spirits have become top collectibles While many luxury items continue to attract successful families and individuals, wine and spirits have both become top collecting categories. Rare whisky and fine wine have outperformed every other luxury asset, soaring some 564% in the last decade.1 In the world of fine wine, two bottles of 1945...Read More
The Commercial Vehicle Safety Alliance (CVSA) recently scheduled this year’s Brake Safety Week for Aug. 21-27, 2022. This annual event emphasizes the importance of ensuring sufficient brake systems in commercial motor vehicles (CMVs). Specifically, the event highlights the role that brake maintenance and efficiency plays in reducing brake-related CMV accidents on the road. The focus...Read More
Most businesses and individuals are familiar with phishing, a cyberattack technique that entails cybercriminals leveraging fraudulent emails to manipulate recipients into sharing sensitive information, clicking malicious links or opening harmful attachments. While these email-based scams remain a pressing concern, a new form of phishing—known as smishing—has emerged over the years, creating additional cyber exposures for...Read More
