Category

Personal Risk Services
Wishing everyone a day filled with celebration, joy, and fireworks! Happy Independence Day! In observance of the holiday our office will be closed Thursday (July 4th) and Friday (July 5th). We will re-open on Monday, July 8th.  
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U.S. drivers pay an average of $2,150 annually for full coverage on their automobile — an increase of more than 63% over the last decade, according to Forbes Advisor. Younger drivers, however, can expect to pay exponentially more for coverage, with the average 16-year-old with their own policy paying $8,765 per year, and 17-year-olds paying an average of $6,829 in...
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If you own your personal watercraft (PWC), you’ll want to know about all the ways your PWC policy allows you to stay protected, including bodily injury, property damage and theft. The basics: A small boat, such as a canoe or other un-motorized boat, is typically covered under the personal property portion of your homeowners insurance...
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Home insurance remains one of the most frequently purchased types of coverage across the United States. However, hard market conditions have made acquiring an adequate policy more expensive and complicated for many people. Indeed, major insurance carriers have already limited or ceased offering certain types of insurance in some parts of the country—areas that were...
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It’s essential to be properly prepared for hurricane season, as these storms carry significant risks to safety and property. To raise awareness of the dangers of hurricanes, the National Oceanic and Atmospheric Administration (NOAA) annually sponsors National Hurricane Preparedness Week. This annual event runs from May 5-11, 2024. With the eastern Pacific hurricane season beginning...
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Without a doubt, pets are part of the family & we want to protect them. If you’ve ever considered pet insurance, keep reading for a rundown of coverage options!   An overview of pet insurance: what does it cover? If your dog or cat is sick or injured, pet insurance can cover your eligible veterinary bills and...
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On Monday, April 8, 2024, a solar eclipse will be visible across a large part of the United States, from Texas to Maine. Leading up to and immediately following the eclipse, state officials anticipate record numbers of people flocking to the path of totality (i.e., where the eclipse will be most apparent). Approximately 180 million...
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Long-range forecasts are already calling for the 2024 Atlantic hurricane season to be extremely active. Commercial weather forecasting service AccuWeather has released its expectations for the 2024 season, including warnings that hurricanes could wreak destructive havoc on areas along the Atlantic and Gulf coasts this year. Conditions are expected to resemble those of the 2005...
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Winter will be here before we know it. Frozen pipes, ice dams, fallen trees. The 3 most common cold-weather claims, but what can you do to prevent them? Frozen pipes: Generally, pipes that are exposed to frigid outdoor temperatures freeze more readily—such as hose bibs, swimming pool lines and water sprinkler lines. Pipes that run...
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The National Oceanic and Atmospheric Administration (NOAA) recently announced that the United States has already seen a record number of billion-dollar weather and climate disasters in 2023. The 23 events mark the most disasters of that magnitude on record for a calendar year. The previous record was set in 2020, which saw 22 billion-dollar weather...
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