U.S. drivers pay an average of $2,150 annually for full coverage on their automobile — an increase of more than 63% over the last decade, according to Forbes Advisor. Younger drivers, however, can expect to pay exponentially more for coverage, with the average 16-year-old with their own policy paying $8,765 per year, and 17-year-olds paying an average of $6,829 in...Read More

If you own your personal watercraft (PWC), you’ll want to know about all the ways your PWC policy allows you to stay protected, including bodily injury, property damage and theft. The basics: A small boat, such as a canoe or other un-motorized boat, is typically covered under the personal property portion of your homeowners insurance...Read More

Home insurance remains one of the most frequently purchased types of coverage across the United States. However, hard market conditions have made acquiring an adequate policy more expensive and complicated for many people. Indeed, major insurance carriers have already limited or ceased offering certain types of insurance in some parts of the country—areas that were...Read More

It’s essential to be properly prepared for hurricane season, as these storms carry significant risks to safety and property. To raise awareness of the dangers of hurricanes, the National Oceanic and Atmospheric Administration (NOAA) annually sponsors National Hurricane Preparedness Week. This annual event runs from May 5-11, 2024. With the eastern Pacific hurricane season beginning...Read More

Without a doubt, pets are part of the family & we want to protect them. If you’ve ever considered pet insurance, keep reading for a rundown of coverage options!   An overview of pet insurance: what does it cover? If your dog or cat is sick or injured, pet insurance can cover your eligible veterinary bills and...Read More

Winter will be here before we know it. Frozen pipes, ice dams, fallen trees. The 3 most common cold-weather claims, but what can you do to prevent them? Frozen pipes: Generally, pipes that are exposed to frigid outdoor temperatures freeze more readily—such as hose bibs, swimming pool lines and water sprinkler lines. Pipes that run...Read More

Whenever it rains, it can flood, regardless of your proximity to a body of water. A standard flood insurance policy covers your home and contents when damage is caused by rising water. We work closely with Neptune Flood, who will help waterproof your assets by offering expanded, optional coverage that gives your family protection where...Read More

A life insurance policy is a safety net that ensures your loved one’s future financial obligations are met, and as we reach different milestones in our lives, our insurance needs change. But, when is the right time to reach out to your broker to ensure adequate coverage? New home ownership— Purchasing a new home is...Read More

The National Weather Service has issued a hazardous weather outlook & wind chill advisory for the upcoming weekend. Friday through Saturday: A dangerously cold air mass is expected to settle over the region on Friday and Saturday. Wind chill values during this time may fall to as low as 10 to 20 below zero for...Read More

Nothing says “I love you” like a sparkling diamond necklace, but in the event of a loss, nothing causes more heartache than learning you’re underinsured. Learn more about how you can protect the finer things in life with additional coverage options. Standard homeowners, condominium or renters’ insurance policies include a limited amount of coverage for...Read More