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#tooherferraris
Long-range forecasts are already calling for the 2024 Atlantic hurricane season to be extremely active. Commercial weather forecasting service AccuWeather has released its expectations for the 2024 season, including warnings that hurricanes could wreak destructive havoc on areas along the Atlantic and Gulf coasts this year. Conditions are expected to resemble those of the 2005...
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Let’s cherish this time with loved ones, creating beautiful memories, sharing laughter, and enjoying delicious meals. From our family to yours, we wish you a joyous and bountiful Thanksgiving filled with warmth and happiness.
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The Occupational Safety and Health Administration (OSHA) requires employers subject to its recordkeeping requirements to post copies of their OSHA Form 300A between Feb. 1 and April 30 of each year. Employer Action Steps On February 1, employers subject to OSHA recordkeeping requirements must ensure that copies of their completed Forms 300A are posted in...
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2023 marks the 20th annual cybersecurity awareness month. Whether you’re protecting your business or your home, it’s crucial to safeguard yourself from cyber events. Personal Cyber Coverage: Today’s society has grown increasingly digital in nature, with many individuals leveraging smart devices within their daily lives. Although this technology can offer various benefits, it can also...
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The National Oceanic and Atmospheric Administration (NOAA) recently announced that the United States has already seen a record number of billion-dollar weather and climate disasters in 2023. The 23 events mark the most disasters of that magnitude on record for a calendar year. The previous record was set in 2020, which saw 22 billion-dollar weather...
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As cyberattacks become more widespread and destructive, stakeholders are increasingly motivated to hold businesses accountable for poor digital security controls, response protocols, and recovery measures. However, this poses increased litigation concerns and associated expenses. The latest industry findings show that data breach class action lawsuits have jumped by 44% since 2020. With litigation issues on...
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Wishing you a day filled with laughter, good company, and unforgettable memories. May your fireworks shine bright and your celebrations be as vibrant as the colors of the American flag!
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A surety bond is a comprehensive risk management tool used in countless industries across America. Businesses like contractors, car dealerships, credit services, health clubs, medical device suppliers, auctioneers and others are required to hold bonds on the federal, state and/or municipal level. Even solopreneurs like acupuncturists and notary publics are required to hold a surety...
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Whenever it rains, it can flood, regardless of your proximity to a body of water. A standard flood insurance policy covers your home and contents when damage is caused by rising water. We work closely with Neptune Flood, who will help waterproof your assets by offering expanded, optional coverage that gives your family protection where...
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A life insurance policy is a safety net that ensures your loved one’s future financial obligations are met, and as we reach different milestones in our lives, our insurance needs change. But, when is the right time to reach out to your broker to ensure adequate coverage? New home ownership— Purchasing a new home is...
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