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#RiskSynergy
Most businesses and individuals are familiar with phishing, a cyberattack technique that entails cybercriminals leveraging fraudulent emails to manipulate recipients into sharing sensitive information, clicking malicious links or opening harmful attachments. While these email-based scams remain a pressing concern, a new form of phishing—known as smishing—has emerged over the years, creating additional cyber exposures for...
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As a family owned agency, we are dedicated to building relationships with our clients and carriers. We want to ensure personalized coverage and peace of mind, For the “What If” in life.™ We welcome you to experience what Tooher-Ferraris has to offer! #risksynergy #thoughtfulinsurance #forthewhatifinlife
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This article describes general liability policies, the audit process, audit tips and what should be included in classification "91583 - Contractors - Subcontracted Work - in connection with building construction, reconstruction, repair or erection - 1 & 2 family dwellings". ~ 5 minute read. Commercial General Liability Policies are essential for all commercial businesses. A...
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Preparing for winter storms is crucial to your safety. As such, it’s important to become familiar with winter storm warning signals and appropriate prevention measures so that you can avoid cold weather injuries. Winter Weather Warnings Familiarize yourself with the following weather alerts in order to know what actions you may need to take: Winter...
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The Occupational Safety and Health Administration (OSHA) requires employers subject to its recordkeeping requirements to post copies of their OSHA Form 300A between Feb. 1 and April 30 of each year. The OSHA Form 300A, also known as the “Summary of Work-related Injuries and Illnesses,” must be completed by Feb. 1 using data from the previous...
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When outside temperatures begin to drop, one of the most costly consequences is the increased energy it takes to maintain a comfortable home temperature. Though it may be tempting to simply lower the temperature on a thermostat, there are several ways to lower your utility bill while staying warm and cozy. With this in mind,...
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Employee Benefit Plan Limits for 2022 Many employee benefits are subject to annual dollar limits that are periodically updated for inflation by the IRS. The following commonly offered employee benefits are subject to these limits: High deductible health plans (HDHPs) and health savings accounts (HSAs); Health flexible spending accounts (FSAs); 401(k) plans; and Transportation fringe...
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