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#personalriskservices
Wishing everyone a day filled with celebration, joy, and fireworks! Happy Independence Day! In observance of the holiday our office will be closed Thursday (July 4th) and Friday (July 5th). We will re-open on Monday, July 8th.  
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On Monday, April 8, 2024, a solar eclipse will be visible across a large part of the United States, from Texas to Maine. Leading up to and immediately following the eclipse, state officials anticipate record numbers of people flocking to the path of totality (i.e., where the eclipse will be most apparent). Approximately 180 million...
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The National Oceanic and Atmospheric Administration (NOAA) recently announced that the United States has already seen a record number of billion-dollar weather and climate disasters in 2023. The 23 events mark the most disasters of that magnitude on record for a calendar year. The previous record was set in 2020, which saw 22 billion-dollar weather...
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Travel insurance isn’t a great investment for every trip, however. A road trip to Grandma’s house probably doesn’t need to be insured – unless your road trip takes you coast to coast. Likewise, a couple planning a weekend getaway close to home probably won’t need it. Anybody traveling abroad or more than 100 miles from...
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The general liability insurance segment has steadily underperformed over the past few years, generating minimal underwriting profitability due to rising claim frequency and severity. In response, insurance carriers have reduced coverage capacity, deployed stricter underwriting standards, and implemented ongoing rate increases. However, carriers experienced slightly improved market results in 2022, paving the way for rate...
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Travel can be unpredictable even at the most magical time of year! We can help ensure your trip is protected, here are some reasons why you might want to consider travel insurance: If your trip is canceled unexpectedly, or ends early, would you be able to easily accept the financial loss? Are you traveling abroad...
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President Joe Biden recently signed an executive order aimed at protecting access to reproductive health care services. This order is in response to the U.S. Supreme Court’s ruling in Dobbs v. Jackson Women’s Health Organization and directs federal agencies to take steps to protect abortion and reproductive health services. The executive order appears to safeguard...
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In anticipation of the U.S. Supreme Court’s decision in Dobbs v. Jackson Women’s Health Organization that overturned Roe v. Wade, states have enacted various laws regarding insurance coverage of abortion. Some states have banned or restricted abortion coverage, while other states require plans to cover abortions. Certain states (such as Oklahoma and Texas) now enable...
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The Bureau of Labor Statistics (BLS) recently announced that the U.S. consumer price index (CPI) rose by 8.3% over last year (between April 2021 and April 2022), coming down from an 8.5% increase in March. However, economic experts previously predicted the CPI to increase by 8.1% over the past year. This discrepancy suggests that the...
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For 2022, Colorado State University (CSU) hurricane researchers are predicting yet another above-average Atlantic hurricane season, which runs from June 1 to Nov. 30.
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