Without a doubt, pets are part of the family & we want to protect them. If you’ve ever considered pet insurance, keep reading for a rundown of coverage options!   An overview of pet insurance: what does it cover? If your dog or cat is sick or injured, pet insurance can cover your eligible veterinary bills and...Read More

On Monday, April 8, 2024, a solar eclipse will be visible across a large part of the United States, from Texas to Maine. Leading up to and immediately following the eclipse, state officials anticipate record numbers of people flocking to the path of totality (i.e., where the eclipse will be most apparent). Approximately 180 million...Read More

Winter will be here before we know it. Frozen pipes, ice dams, fallen trees. The 3 most common cold-weather claims, but what can you do to prevent them? Frozen pipes: Generally, pipes that are exposed to frigid outdoor temperatures freeze more readily—such as hose bibs, swimming pool lines and water sprinkler lines. Pipes that run...Read More

The Occupational Safety and Health Administration (OSHA) requires employers subject to its recordkeeping requirements to post copies of their OSHA Form 300A between Feb. 1 and April 30 of each year. Employer Action Steps On February 1, employers subject to OSHA recordkeeping requirements must ensure that copies of their completed Forms 300A are posted in...Read More

2023 marks the 20th annual cybersecurity awareness month. Whether you’re protecting your business or your home, it’s crucial to safeguard yourself from cyber events. Personal Cyber Coverage: Today’s society has grown increasingly digital in nature, with many individuals leveraging smart devices within their daily lives. Although this technology can offer various benefits, it can also...Read More

Whenever it rains, it can flood, regardless of your proximity to a body of water. You don’t need to live on the coast to be at risk, which is why it’s essential to understand what types of hurricane damage are covered by your homeowners policy. Typically, most homeowners insurance policies provide some financial protection against...Read More

As cyberattacks become more widespread and destructive, stakeholders are increasingly motivated to hold businesses accountable for poor digital security controls, response protocols, and recovery measures. However, this poses increased litigation concerns and associated expenses. The latest industry findings show that data breach class action lawsuits have jumped by 44% since 2020. With litigation issues on...Read More

Whenever it rains, it can flood, regardless of your proximity to a body of water. A standard flood insurance policy covers your home and contents when damage is caused by rising water. We work closely with Neptune Flood, who will help waterproof your assets by offering expanded, optional coverage that gives your family protection where...Read More

A life insurance policy is a safety net that ensures your loved one’s future financial obligations are met, and as we reach different milestones in our lives, our insurance needs change. But, when is the right time to reach out to your broker to ensure adequate coverage? New home ownership— Purchasing a new home is...Read More

Recent market developments have demonstrated signs of an improving commercial insurance landscape. Yet, industry experts asserted that ongoing headwinds facing certain lines of coverage will continue to generate hardened conditions overall, therefore driving up premiums. As such, it’s essential for businesses to be aware of the following market trends and how they may impact coverage...Read More