Safeguard your business with comprehensive commercial insurance solutions tailored to your industry. From property and liability coverage to specialized protections, our policies help shield your operations, assets, and employees from potential risks, ensuring your business stays resilient and prepared for the unexpected.
Protect your construction projects from start to finish with our comprehensive insurance solutions. From general liability and workers’ compensation to builder’s risk and equipment coverage, our policies safeguard your business against job site accidents, property damage, and financial loss, ensuring you stay on track and secure.
Ensure your business meets contractual and regulatory obligations with our comprehensive surety bond solutions. Whether for construction projects, compliance, or financial guarantees, our tailored bonds provide the security and trust you need to build strong business relationships and complete projects with confidence.
Empower your business with comprehensive employee benefits solutions that attract and retain top talent. From health and wellness programs to employee benefits benchmarking, our solutions provide the coverage and support your employees need, while ensuring your business stays compliant with regulations and manages costs effectively.
Specialized coverage for arborists, protecting your business from equipment damage, property liability, and worksite injuries.
Customized insurance solutions for contractors, safeguarding your business from job site accidents, property damage, liability claims, and contractual liabilities.
Tailored equine insurance for stables, trainers, and riders, offering protection from horse-related risks and liabilities.
Comprehensive flood insurance coverage designed to protect your home or business from costly water damage.
Comprehensive coverage for custom home builders and remodelers, ensuring protection from construction liabilities.
Tailored insurance for the hospitality industry, offering protection for property, employees, and guests.
Comprehensive insurance solutions for non-profits, protecting your mission while minimizing financial risk, and covering your organization, volunteers, and directors from potential liabilities.
Safeguarding your properties is crucial whether you’re a private real estate investor, REIT, property manager, or operator of self-managed condo associations. Our tailored insurance solutions protect against property damage, liability, and operational risks
Ensure the smooth operation of your manufacturing business with insurance tailored to address industry-specific challenges. Our coverage includes product liability, property damage, workforce safety, and much more, helping you minimize disruptions and financial risks while keeping production on track.
Tailored coverage for pollution incidents, ensuring your business is protected from legal, remediation, and contamination costs.
Protect your business from the financial and environmental risks associated with storage tank leaks and contamination. Our storage tank pollution insurance offers coverage for cleanup costs, third-party liabilities, and regulatory compliance, ensuring you are safeguarded against unexpected spills and environmental hazards.
When the Consolidated Appropriations Act, 2021 (the “CAA”) was enacted on December 27, 2020, it included a provision that prohibits group health plans and health insurance carriers from entering into certain agreements that, either directly or indirectly, restrict the release of certain information related to provider networks and de-identified encounter data, among other things. Such […]
On September 9, 2024, the DOL, IRS, and HHS released a final rule for the Requirements Related to the Mental Health Parity and Addiction Equity Act (The “MHPAEA Final Rule”). The MHPAEA Final Rule is similar to the Proposed Rule released on July 25, 2023, with some marked differences. While the MHPAEA Final Rule is […]
On October 22, 2024, the Internal Revenue Service (IRS) released Revenue Procedure 2024-40, which increases the health flexible spending account (FSA) salary reduction contribution limit to $3,300 for plan years beginning in 2025, an increase of $100 from 2024. Thus, for health FSAs with a carryover feature, the maximum carryover amount is $660 (20% of […]
Employers are increasingly aware of the need to provide flexible and comprehensive health benefits to attract and retain top talent. While offering multiple health plan options may seem like an added expense, it can actually lead to significant cost savings for companies in the long run. By catering to the diverse needs of employees, employers […]
As a business executive, the decisions you make can significantly impact your company and stakeholders. In today’s increasingly litigious environment, even the most experienced professionals face legal risks that could potentially derail their careers. For executives, having the right professional liability coverage is crucial. This guide highlights key coverage details, industry-specific needs, and strategies to mitigate […]
The transportation industry is the backbone of commerce, moving goods across vast distances to ensure supply chains stay intact. If your business relies on a fleet of trucks, ensuring they are protected is very important to your bottom line. Commercial vehicle insurance helps you comply with legal requirements and safeguards your operations from financial pitfalls in case […]
Your business deserves the best protection available. Contact us today to discuss your specific needs and how we can tailor a comprehensive insurance package for you. Our friendly, knowledgeable staff is here to assist you every step of the way.