A life insurance policy is a safety net that ensures your loved one’s future financial obligations are met, and as we reach different milestones in our lives, our insurance needs change. But, when is the right time to reach out to your broker to ensure adequate coverage? New home ownership— Purchasing a new home is...Read More

Recent market developments have demonstrated signs of an improving commercial insurance landscape. Yet, industry experts asserted that ongoing headwinds facing certain lines of coverage will continue to generate hardened conditions overall, therefore driving up premiums. As such, it’s essential for businesses to be aware of the following market trends and how they may impact coverage...Read More

Travel insurance isn’t a great investment for every trip, however. A road trip to Grandma’s house probably doesn’t need to be insured – unless your road trip takes you coast to coast. Likewise, a couple planning a weekend getaway close to home probably won’t need it. Anybody traveling abroad or more than 100 miles from...Read More

Risk management is an essential part of owning and operating a small business. Comprehensive plans can improve the safety of business operations and reduce the risk of loss. How to Manage Business Risks A vital aspect of running a small business involves managing its associated risks, as no operations are immune to internal or external...Read More

Nothing says “I love you” like a sparkling diamond necklace, but in the event of a loss, nothing causes more heartache than learning you’re underinsured. Learn more about how you can protect the finer things in life with additional coverage options. Standard homeowners, condominium or renters’ insurance policies include a limited amount of coverage for...Read More

The general liability insurance segment has steadily underperformed over the past few years, generating minimal underwriting profitability due to rising claim frequency and severity. In response, insurance carriers have reduced coverage capacity, deployed stricter underwriting standards, and implemented ongoing rate increases. However, carriers experienced slightly improved market results in 2022, paving the way for rate...Read More

Wishing you all a very Happy Thanksgiving, from our family to yours!Read More

Life insurance isn’t a fun thing to think about, but if you have people who depend on you for financial support, then life insurance is really about protecting them in case something happens to you. Your designated beneficiary would collect a financial benefit upon your death. Plus, during this tough economic period, ensuring that your...Read More

Just a single inch of water from flooding can cause costly damage to your home. Here’s what you need to know about insuring against damages caused by flooding. What Protection Does it Offer? A standard homeowners policy does not cover damages from flooding. A separate flood policy is needed to cover losses to your property...Read More

While spending time in the sun offers health benefits and may be part of your daily routine, you have to be careful to protect yourself from its ultraviolet (UV) rays. UV rays not only cause sunburn, but they can also damage your eyes and hurt your vision. This article provides more information about how the...Read More

Wine and spirits have become top collectibles While many luxury items continue to attract successful families and individuals, wine and spirits have both become top collecting categories. Rare whisky and fine wine have outperformed every other luxury asset, soaring some 564% in the last decade.1 In the world of fine wine, two bottles of 1945...Read More

The Commercial Vehicle Safety Alliance (CVSA) recently scheduled this year’s Brake Safety Week for Aug. 21-27, 2022. This annual event emphasizes the importance of ensuring sufficient brake systems in commercial motor vehicles (CMVs). Specifically, the event highlights the role that brake maintenance and efficiency plays in reducing brake-related CMV accidents on the road. The focus...Read More