Are you covered on your adventure?

If you and your family love the outdoors, then you are like many other adventure enthusiasts who love riding a snowmobile. These vehicles are great fun, but must be insured so you and your snowmobile are protected.

Your Risks
Snowmobiles are primarily used on off-road terrain, over frozen bodies of water and alongside roads. As a result, they generally operate at high speeds and are prone to accidents and theft.
Snowmobiles can present many hazards to drivers, passengers, other motorists and property. In addition, many snowmobiles are customized, so it is difficult to establish their value after a loss.

Coverage Basics

  • Bodily Injury and Property Damage Liability
  • Comprehensive and Collision Coverage
  • Uninsured/Underinsured Motorist
  • Roadside Assistance
  • Medical Payments
  • Accessories – Policy covers items that were not originally manufactured on the vehicle, altering the appearance or performance of the snowmobile. This may include the following:
    • Electronic equipment and antennas
    • Trailers
    • Custom paint, engine modifications and suspensions/springs
    • Exhausts, racks, saddlebags, hitches, seats/backrests and windshields
    • Plow blades or winches
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